Work From Home Insurance
Our team at 1st Choice Insurance believes that everyone deserves great value on their work from home insurance policies, which is why we offer great value for money with incredible savings. Call us today on 0800 078 7003 - 0300 600 0603 or complete our Get a Quote Form.
At 1st Choice Insurance, our team will use their specialist knowledge of the insurance market to ensure you get the cover you need at the right price. Whether you are self-employed or work from home, we can advise on the best level and type of cover.
Why do you need work from home insurance?
Working from home means that you need to think about standard home buildings and contents insurance cover as well as whether you may need to take out business insurance.
Over the last decade, the number of employees working from home in the UK has increased by over 800,000 according to research by the TUC. Their report showed that over 4.2 million workers are now based outside an office, which makes up nearly 14% of the UK workforce.
The top home-working jobs in the UK are currently:
- Freelance Writer
- Graphic Designer
- Web Developer/Web Design
- Software Developer
- Project Manager
- Sales Representative
- Customer Service Representative
… and the number is growing!
When you contact 1st Choice Insurance, we will ask you whether you require cover for:
- Clerical business use only (e.g. you work from a ‘home office’. However, if you regularly travel outside the home for business, you need to ensure that your policy will cover your contents when away from home)
- Regular business visitors to the property (e.g. beauticians, accountants and osteopaths have regular visits to their home and potentially increase your premium as it is seen to be a higher risk).
Other business use (e.g. you work from a workshop at your home as a professional joiner, carpenter, potter etc.)
Other factors to take into account would include whether you store business stock in your home as it would likely not be covered under your standard home contents policy, necessitating the need to purchase a separate policy for business stock.
public liability insurance, which could cover you for claims made by members of the public who visit your home.
Other considerations could be whether you require Employers Liability or Professional Indemnity Insurance.
Get work from home insurance quotes now!
Whatever your requirements, 1st Choice Insurance is here to help. Call our friendly, experienced team on 0800 078 7003 - 0300 600 0603 for a no obligation quotation or use our Get a Quote Form.