We’re committed to finding our customers the cover they need at the right price. Talk to 1st Choice Insurance, we’ve got you covered!
"We've always found 1st Choice Insurance to be attentive to our specific needs. They check the market for the best price, and ensure that it covers all our needs."
- Mrs Michaels
Information on our Van Insurance for Convicted Drivers
Convicted Driver Van Insurance
Been convicted of a motoring, criminal or drink driving offence, or have been disqualified or banned from driving in the past? We work hard to find the best convicted driver van insurance cover we can for a price that doesn’t break the bank!
At 1st Choice Insurance, our team will use their specialist knowledge of the insurance market to ensure you get the cover you need at the right price. With experience in arranging Convicted Driver Car Insurance for our clients, we can advise on the best level and type of cover for your needs.
Get a quote today
Call our friendly, experienced team on 0800 078 7003 - 0300 600 0603 for a no obligation quotation or use our Get a Quote Form.
Our team at 1st Choice Insurance can help you get back on the road and insured again, and although you should be aware that premiums will be higher than for a driver with no convictions, we will try to find the best deal for you and advise you on ways to reduce your premiums.
In the UK, the minimum legal requirement for insurance is third party. Obtaining cover may be more difficult following a conviction, but you should remember that car insurance is compulsory –driving without insurance is illegal!
Keeping costs down
In order to provide the right cover, insurers need to know about your unspent convictions. Depending on the length of your sentence, criminal convictions become spent after a certain period of time, e.g. if you received a fine or were ordered to undertake community service, your conviction is spent after five years. After that time, it does not need to be declared to insurers.
If you are unsure, you should disclose all convictions and our experienced team at 1st Choice Insurance will be able to advise you on which need to be declared to the insurance company. To check what a conviction code applies to, click here.
If you’re unsure about whether a conviction is unspent, an organisation called Unlock have a calculator to help you work it out.
Failure to disclose relevant information about convictions could invalidate your policy and any claims would be refused.
Raising your excess – this is the portion of an insurance claim that you pay yourself. You should ensure that this is realistic and that in the event of a claim that you can cover this cost.
Lower your mileage – the less you drive, the lower your premiums
Keep your car secure – keep your car in a garage and ensure it is fitted with an approved alarm and immobiliser.
Whatever your requirements, 1st Choice Insurance is here to help. Call our friendly, experienced team on 0800 078 7002 for a no obligation quotation or use our online enquiry form.