Painter and Decorator Insurance
We compare and find the best Painter and Decorator Insurance deals for our clients. By comparing our wide panel of leading insurers, we ensure you get the best policy, for the best price. Call us today or click to get a Painter and Decorator Insurance quote!
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What is painter and decorating contractor insurance?
Painter and decorator insurance is a form of contractors’ insurance specifically designed to protect painters and decorators. Also known as either decorator or painters insurance, this form of insurance combines multiple levels of protection in a single policy.
Common coverage options include general business insurance, tools and equipment cover, public liability, employee liability, and business interruption insurance among others. Rather than leave things to chance, painting contractors’ insurance can stipulate individual risk factors and provide comprehensive coverage in a flexible and affordable package. Here at 1st Choice Insurance, we can tailor an insurance solution to meet the needs of your business.
Who needs painter and decorating contractor insurance?
Painter and decorator insurance is advised for anyone who offers painting or decorating services on a commercial basis. Whether you’re working as a small subcontracting company or a sole-trader, specialised insurance is the best way to ensure full protection and to avoid unwanted business exposure. While it might seem like a fairly safe profession, there are many reasons why painters and decorators need insurance.
First and foremost, it’s important to protect third parties in the case of accidents or property damage. As you might imagine, it is easy to damage expensive property with paint, and so good coverage is a must. Secondly, it’s important to protect your business equipment in the case of loss or damage. While some equipment cover may be provided as part of a general business insurance policy, it’s important to take out dedicated insurance for painters to ensure full protection.
Thirdly, it’s important to protect your business income in the case of delays, damages, or legal claims. This is especially true if you have to pay staff wages or rent on a business premises. Here at 1st Choice Insurance, we can create the painting contractors’ insurance that your business demands.
Benefits of painter and decorating contractor insurance
Dedicated insurance for decorators offers a number of benefits over general business insurance. Along with a more comprehensive level of protection, painter and decorators’ insurance is also more flexible, less risky, and more affordable in certain situations. While some people choose to purchase multiple insurance contracts and hope for the best, this way of working can be risky and leave significant gaps in your coverage.
Decorator insurance or painters’ insurance is a better option in most cases, because it’s tailored to meet the needs of a specific industry sector. Here at 1st Choice Insurance, we can talk with you about your insurance needs and create a level of customised protection that leaves nothing to chance.
Get Painter and Decorator Insurance Quotes
Working with some of the biggest contractors insurance companies in the insurance industry, we have access to a wide range of policies and can offer quick quotations and instant cover and the best possible prices. Call our friendly, experienced team on 0800 078 7003 – 0300 600 0603 for a no obligation Painter and Decorator Insurance quotation or use our Get a Quote Form.