We compare and find the best tradesmen insurance deals for our clients. By comparing our wide panel of leading insurers, we ensure you get the best policy, for the best price. Call us today or click to get a tradesmen insurance quote!
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What is tradesman insurance?
Tradesman insurance, also known as contractors insurance, is a form of business insurance designed to protect tradespeople against any loss or damage that occurs as part of running their business. This specialist form of insurance can be taken out by a range of tradespeople, including builders, painters, decorators, electricians, plumbers, cleaners, and specialist subcontractors. Instead of taking out separate policies for things like public liability, income protection, and business equipment, insurance for tradesmen combines all of these standard protections in a single, easy-to-manage tradesmen insurance policy.
Tradespeople are the lifeblood of the modern economy, with these small businesses being responsible for building the houses we live in and the places we work at everyday. Anyone who uses a contract to provide materials or perform labour to a third-party can benefit from tradesman insurance. Depending on the business in question, combined contractors insurance is available alongside tailored policies such as subcontractor insurance, construction business insurance, and plumbers insurance. Here at 1st Choice Insurance, we offer a number of broad and customised contracts to meet the needs of your trades business.
Who needs tradesman insurance?
Contractors insurance is advised for anyone who uses a contract to perform services or provide goods on a commercial basis. While insurance for tradesmen can take many forms, the majority of protections provided are similar between policies and professions. Standard protections include public liability insurance, tools and equipment insurance, loss of business income insurance, and employers’ liability insurance, among others.
There can also be significant differences between trades insurance contracts, which is why it’s so important to get hold of a policy that has been tailored to meet your individual needs. For example, some businesses may also require protection for things like building insurance, fire and theft insurance, goods in transit cover and many others. Here at 1st Choice Insurance, we can provide you with a tradesmen insurance policy that has been designed to meet your specific needs.
Benefits of tradesman insurance
Tradesman insurance allows contractors and subcontractors to remain protected and keep earning income regardless of what happens. This is important on many levels, protecting your business assets and income, your employers, your customers, and members of the general public. Instead of taking out multiple insurance contracts for things like public liability and business assets, why not take out a single insurance policy that has been designed to cover all eventualities? Here at 1st Choice Insurance, we take the time to sit down with you and analyse your business structure before designing a tradesmen insurance policy and offering tradesman insurance quotes that are perfect for your business.
Get tradesmen insurance quotes today
Working with some of the biggest contractors insurance companies in the insurance industry, we have access to a wide range of policies and can offer quick quotations and instant cover and the best possible prices. Call our friendly, experienced team on 0800 078 7003 – 0300 600 0603 for a no obligation tradesmen insurance quotation or use our Get a Quote Form.