Business Insurance

At 1st Choice Insurance, we are a trusted commercial insurance broker with strong connections to a wide panel of insurers. Whether you need coverage for a motor trade business, property, restaurant, hotel, or leisure facility, we provide tailored combined policies to meet your specific business needs. Our goal is to help you secure comprehensive cover at a competitive price, giving you peace of mind that your business is fully protected.

Cyber insurance is designed to protect businesses against the financial impact of cyber attacks, data breaches, ransomware, and other digital security incidents.

As businesses increasingly rely on online systems, cloud storage, digital payments, and customer databases, the risk of cyber threats continues to grow. These incidents can disrupt operations, compromise sensitive data, and lead to significant recovery costs depending on the nature of the event and policy cover.

At 1st Choice Insurance, we help UK businesses arrange cyber insurance policies that are tailored to their industry, size, and level of digital exposure.

Check out our blog ➡️ Essential Security Tips for Every Business

Running a business comes with a wide range of risks, from property damage and employee injuries to customer claims and unexpected interruptions to trading. Commercial Combined Insurance brings multiple business insurance covers together into one flexible policy, helping protect your company from a variety of risks.

At 1st Choice Insurance, we help businesses find tailored commercial combined insurance solutions designed around their industry, operations, and risk profile. Whether you’re a manufacturer, retailer, wholesaler, contractor, warehouse operator, or office-based business, we can help you arrange cover that suits your needs.

At 1st Choice Insurance, we pride ourselves on providing excellent service, flexible payment options, convenient email documentation, and efficient coverage. Our team is dedicated to helping you find the ideal campsite insurance policy that suits your needs, saving you time and hassle along the way. We work with over 80+ insurers, so let us assist you in securing the best cover with ease!

Providing care services comes with significant responsibilities. Whether you operate a home care agency, nursing agency, residential care home or supported living service, having appropriate insurance in place is an important part of managing the risks associated with delivering care.

Care Agency Insurance is designed for businesses working within the health and social care sector. Policies can be tailored to reflect the services you provide, helping protect your organisation, employees, clients, premises and business assets.

At 1st Choice Insurance, we help care providers across the UK explore insurance options for a wide range of care services. Whether you support clients in their own homes, operate from dedicated premises or manage multiple care locations, we can help you arrange cover that reflects your business activities.

Running a care business means managing risks that many other businesses never face. Whether you provide residential care, domiciliary care, supported living or specialist services, having insurance that reflects how your organisation operates is an important part of protecting your business.

At 1st Choice Insurance, we help care providers across the UK arrange insurance through our panel of insurers. We take time to understand your organisation, explain your options clearly and help you arrange cover suited to the services you provide.

Whether you’re an established provider with multiple locations or setting up a new care business, we’re here to help.

Running a dental practice involves much more than providing excellent patient care. Whether you operate an NHS dental surgery, a private dental clinic or a specialist practice, your business relies on skilled professionals, specialist equipment and well-managed premises to deliver safe and effective treatment.

From routine check-ups and cosmetic procedures to orthodontics and oral surgery, dental professionals face a variety of operational and professional risks every day. Arranging appropriate Dental Surgery Insurance can help protect your practice against a range of insured risks, allowing you to focus on delivering high standards of patient care.

At 1st Choice Insurance, we help dentists and dental practice owners arrange specialist Dental Surgery Insurance through a panel of UK insurers. Whether you’re establishing a new practice, expanding an existing clinic or managing multiple locations, our experienced advisers can discuss your requirements and help you explore suitable insurance options.

Providing care in people’s homes comes with unique responsibilities. Whether you operate a domiciliary care agency, employ carers who travel between clients or provide live-in care services, having insurance that reflects the way your business operates is an important part of protecting your organisation.

At 1st Choice Insurance, we help home care providers across the UK arrange domiciliary care insurance through our panel of insurers. Whether you’re an established care agency or a newly formed business, we’ll take the time to understand your requirements and explain the insurance options available.

Running a hotel involves a wide range of responsibilities and risks. From protecting your premises, furnishings and equipment to considering guests, employees, stock and business interruption, having appropriate insurance in place can help protect your business against a range of insured events.

At 1st Choice Insurance, we can help you explore hotel insurance designed around your individual business and circumstances. Whether you operate an independent hotel, boutique hotel, guest house, bed and breakfast, serviced accommodation or a larger hotel operation, our team can discuss your requirements and help you understand the insurance options available.

We have access to a wide panel of insurance providers, allowing us to explore different cover options based on your hotel’s premises, activities, employees, facilities and other relevant factors.

Running a business in the food, drink, hospitality or leisure sector can involve a wide range of risks. From customer injuries and property damage to equipment breakdowns, stock losses and business interruption, having appropriate commercial insurance in place can help protect your business against insured events.

At 1st Choice Insurance, we can help businesses across the UK explore food, drink and leisure insurance tailored to their individual circumstances. Whether you run a restaurant, café, pub, hotel, takeaway, gym, leisure centre or another customer-facing business, our team can discuss your requirements and help you understand the insurance options available.

We have access to a wide panel of insurance providers, allowing us to explore different types of cover based on your business activities, premises, employees and the risks associated with your operations.

Running a café in the UK involves daily risks, from customer accidents and equipment breakdowns to stock loss and unexpected business interruption. Café insurance is designed to protect your business, your staff, and your customers so you can focus on serving great food and coffee.

Whether you run a small independent coffee shop, a busy high-street café, or a modern brunch spot, we can help arrange tailored café insurance that fits the way your business operates.

Running a pub or bar involves a wide range of day-to-day risks, from customer and employee claims to damage to your premises, stock and equipment. Whether you operate a traditional pub, gastropub, sports bar, wine bar or cocktail lounge, having suitable business insurance in place can help protect your business against unexpected events.

At 1st Choice Insurance, we help pubs, bars and licensed hospitality businesses arrange insurance tailored to their individual circumstances. We take the time to understand how your business operates, including your premises, activities, opening hours, entertainment and staffing arrangements, before helping you identify suitable cover options.

Employers Liability Insurance is an important cover for businesses that employ staff. It is designed to help protect your business if an employee suffers an injury, illness or work-related condition and your organisation becomes legally liable.

Whether you employ one person or a large workforce, having appropriate Employers Liability Insurance in place helps you meet your legal responsibilities as an employer while providing financial protection against certain claims.

At 1st Choice Insurance, we help businesses across the UK arrange Employers Liability Insurance through our panel of insurers. From small businesses to larger organisations, our team can help you understand your requirements and explore suitable cover options.

Manufacturing businesses face a wide range of risks, from machinery breakdowns and damage to stock through to employee injuries, product liability claims and business interruption. An unexpected incident can affect production, deliveries, employees and revenue, making appropriate insurance an important part of managing your business risks.

At 1st Choice Insurance, we arrange manufacturing insurance for businesses across the UK, helping manufacturers explore cover options from a wide panel of insurance providers.

Whether you operate a small manufacturing workshop, engineering business, production facility or large industrial premises, we can help you consider the insurance requirements associated with your business, machinery, premises, employees, stock and products.

We take the time to understand how your manufacturing business operates before discussing the available cover options, helping you arrange a policy that reflects your individual circumstances.

Food manufacturers face a wide range of risks, from equipment breakdowns and product recalls to liability claims and interruptions to production. Whether you produce bakery products, dairy products, beverages, ready meals or specialist food products, having insurance that reflects the way your business operates is an important part of managing those risks.

At 1st Choice Insurance, we help food manufacturers across the UK arrange insurance through our panel of insurers. We take the time to understand your business, explain the insurance options available and help you arrange cover that reflects your production processes and business activities.

Whether you’re an established food manufacturer or a growing food production business, our team is here to help.

Running a business from an office or surgery environment comes with a range of responsibilities and potential risks. Whether you operate from a home office, shared workspace, private medical surgery or commercial premises, it’s important to consider insurance that reflects the way your business operates.

At 1st Choice Insurance, we can help arrange office and surgery insurance tailored to your business. Our experienced advisers work with a wide panel of insurers to help you explore suitable cover for your premises, equipment, employees, visitors and day-to-day operations.

Whether you run a professional practice, healthcare business, consultancy or office-based company, we can help you consider the insurance options available for your circumstances.

Owning a bike or cycle shop can be incredibly rewarding, but it also comes with its own set of risks. Whether you operate a local bike store, a high-end dealership, or a repair and maintenance workshop, your business needs reliable protection against theft, damage, accidents, and liability claims.

That’s where 1st Choice Insurance comes in.

We provide tailored insurance solutions built specifically for the cycling industry. Our comprehensive policies protect your stock, equipment, premises, and staff, giving you the peace of mind to focus on what matters most – growing your business.

Running a petrol station involves a range of risks, from managing fuel and forecourt equipment to protecting your premises, employees, customers and stock. Many petrol stations also operate additional services such as convenience stores, car washes, workshops or MOT facilities, creating further insurance considerations.

At 1st Choice Insurance, we can help arrange petrol station insurance tailored to your business. Whether you operate an independent forecourt, a franchise or multiple sites, our experienced advisers can help you explore suitable cover based on your business activities and individual requirements.

We work with a wide panel of insurers to help businesses consider appropriate insurance options for their forecourt operations.

Running a pharmacy involves a wide range of responsibilities, from dispensing medication and managing stock to looking after staff, customers and sensitive business information. Like any business, pharmacies can face unexpected events such as property damage, theft, business interruption or liability claims.

Pharmacy insurance can provide tailored protection for your premises, stock, equipment, employees and business activities, helping you manage the risks associated with running a pharmacy.

At 1st Choice Insurance, we arrange insurance for pharmacy businesses across the UK. We take the time to understand how your pharmacy operates and can source suitable cover from a wide panel of insurers based on your individual requirements.

If you run a printing or publishing business, protecting your premises, equipment, stock, employees and customer orders is an important part of managing your business risks. From independent print shops and digital printers to large commercial printing companies, businesses can face risks including equipment damage, fire, theft, accidental damage, business interruption and liability claims.

Printing business insurance can provide tailored protection around the way your business operates, helping you manage the financial impact of unexpected events.

At 1st Choice Insurance, we arrange printing business insurance for businesses across the UK. Whether you operate a small independent print shop or a larger commercial printing business, we can help you explore suitable cover based on your premises, equipment, activities and individual requirements.

If your business provides professional advice, consultancy, designs, technical expertise or other professional services, an error or disagreement could potentially lead to a claim for financial loss. Professional Indemnity Insurance, also known as PI Insurance or Professional Liability Insurance, is designed to provide protection against certain claims arising from your professional work.

Even when you take care and follow appropriate processes, clients may allege that advice was incorrect, work contained an error, information was incomplete or professional duties were not fulfilled. Defending these allegations can result in legal and other costs, even where you have not been found responsible.

At 1st Choice Insurance, we help businesses, contractors and professionals explore Professional Indemnity Insurance options based on their occupation, the services they provide and any contractual or professional requirements they need to meet.

Public Liability Insurance helps protect businesses against claims made by members of the public or other third parties for injury or accidental damage to property arising from their business activities.

Whether you run a shop, work as a tradesperson, operate from commercial premises or provide services at customers’ locations, accidents can happen. A customer could slip on your premises, a tradesperson could accidentally damage a client’s property, or a member of the public could be injured as a result of your business activities.

Public Liability Insurance can provide financial protection for covered claims, including legal costs and compensation where you are found liable, subject to the terms, conditions and exclusions of the policy.

At 1st Choice Insurance, we help businesses across the UK arrange public liability cover suited to their activities, premises and level of risk.

Whether you run a commercial gym, fitness studio, health club or work as a self-employed personal trainer, having suitable insurance can help protect your business against the unexpected.

Running a fitness business comes with a range of responsibilities. From welcoming members and maintaining equipment to delivering training sessions and employing staff, there are many day-to-day risks that could result in costly claims or business disruption.

At 1st Choice Insurance, we help gym owners, fitness professionals and sports facilities arrange insurance designed around the way they operate. With access to a panel of over 80 UK insurers, we can help you explore cover options for businesses of all sizes, from independent trainers to multi-site fitness centres.

Depending on your requirements, gym insurance can include public liability insurance, employers’ liability insurance, buildings and contents insurance, gym equipment cover, business interruption insurance and professional indemnity insurance.

Running a convenience store comes with unique challenges. From serving local customers to managing stock, deliveries, and staff, there’s a lot to handle. That’s why Convenience Store Insurance is essential for protecting your business from unexpected risks.

At 1st Choice Insurance, we can help convenience store owners across the UK find tailored insurance solutions that safeguard their business, property, staff, and customers.

Running a barbershop involves more than delivering great haircuts. From accidental injuries to damage to your premises or equipment, unexpected events can disrupt your business. Barbershop insurance helps protect your livelihood and provides cover for a range of risks faced by barbers and barbershops across the UK.

At 1st Choice Insurance, we can help arrange barbershop insurance solutions designed around the needs of your business.

Running a sports club involves more than organising training sessions, matches and events. Clubs also have responsibilities towards members, coaches, volunteers, visitors and the facilities they use. Having appropriate sports club insurance in place can help protect your club against a range of risks, from accidents and property damage to liability claims and unexpected disruption.

At 1st Choice Insurance, we help sports clubs arrange insurance tailored to their activities, facilities and individual requirements. Whether you run a boxing club, golf club, football team, fishing club, snooker club, archery club, martial arts club, sailing club or sports and social club, our experienced team can help you understand the cover options available.

We take the time to understand how your club operates, including the activities you organise, whether you employ staff or use volunteers, the facilities you occupy and the equipment you own. This allows us to help you arrange insurance that reflects the risks associated with your club.

Running a retail business means managing a range of risks, from protecting your premises and stock to dealing with customer claims, employee responsibilities and interruptions to trading. Whether you operate a high street shop, independent boutique, supermarket, warehouse or online store, having appropriate retail insurance in place can help protect your business against a range of unexpected events.

At 1st Choice Insurance, we help retailers arrange insurance tailored to their business activities and individual requirements. We can help businesses operating from physical premises, online retailers, eCommerce businesses and those combining online and face-to-face sales.

Our experienced team can discuss your business, understand the risks you face and help you identify suitable insurance options from our panel of insurers.

Running a scrap yard or recycling business involves a range of risks, from operating heavy machinery and handling scrap materials to managing vehicles, employees, customers and visitors on site. Having the right scrap yard insurance in place can help protect your business against the financial impact of accidents, property damage, liability claims and other unexpected events.

At 1st Choice Insurance, we arrange scrap yard insurance and scrap metal dealer insurance for businesses involved in scrap metal, vehicle dismantling, recycling, salvage and waste recovery. We take the time to understand how your business operates and can help you consider the different types of cover available for your premises, machinery, stock, vehicles, employees and liabilities.

Whether you operate a small independent scrap yard, a vehicle dismantling business or a larger recycling facility, we can help you explore insurance options suited to your business.

Running a small business comes with its own responsibilities, from protecting your premises, equipment and stock to managing risks involving customers, employees and the services you provide. Having the right Small Business Insurance in place can help protect your business against a range of unexpected events and financial risks.

At 1st Choice Insurance, we arrange tailored small business insurance for businesses across the UK. Whether you’re self-employed, a sole trader, a partnership or a limited company, we can help you consider the types of insurance that may be appropriate for your business.

From trades and professional services to retail, hospitality, manufacturing and other commercial activities, we take the time to understand how your business operates before discussing the available insurance options.

Running a waste management or recycling business comes with a wide range of risks. Whether you operate a waste collection business, recycling centre, scrap yard, transfer station or waste processing facility, your day-to-day activities can involve vehicles, heavy machinery, employees, customers, contractors and different types of waste materials.

Waste and recycling insurance can be arranged to reflect the nature of your business and the risks associated with your operations. Depending on your circumstances, cover can include liability insurance, commercial vehicle insurance, plant and machinery, property, stock, environmental liability and other forms of commercial insurance.

At 1st Choice Insurance, we can help you understand the different cover options available and arrange insurance around your business requirements. We work with a wide panel of insurance providers, helping businesses across the waste management and recycling sector find appropriate cover.

Running a skip hire business involves more than delivering and collecting skips. From transporting skips and waste to working on residential driveways, commercial sites and public roads, there are a number of risks that can affect your vehicles, equipment, employees, customers and the public.

At 1st Choice Insurance, we arrange Skip Hire Insurance for businesses and self-employed operators across the UK. Whether you operate a single skip lorry or a larger fleet, we can help you find insurance tailored to the way your business operates.

Your policy can be arranged to include different types of cover depending on your business activities, including commercial vehicle insurance, public liability, employers’ liability, goods in transit, equipment cover and other options where required.

Waste management businesses operate in an environment where risks can arise from almost every part of the day-to-day operation. From collecting and transporting waste to storing, sorting, processing or disposing of materials, businesses can have exposure to vehicles, employees, machinery, premises, customers and the environment.

Waste management insurance can be arranged to reflect the specific activities and risks associated with your business. Depending on your circumstances, this can include liability insurance, commercial motor, plant and machinery, property, environmental liability, goods in transit and business interruption cover.

At 1st Choice Insurance, we can help you understand the different insurance options available and arrange cover around your business requirements. Whether you operate a small waste collection business or a larger operation with multiple vehicles, premises and waste streams, we can discuss your needs and help you find suitable insurance.

Running a childcare business is one of the most rewarding professions, but it also comes with significant responsibility. Whether you’re a registered childminder working from home, a nursery owner, or managing a multi-site childcare organisation, having the right child care insurance in place is essential.

At 1st Choice Insurance, we arrange tailored childcare business insurance designed to help protect your staff, the children in your care, and your business.

We work with a range of UK insurers, enabling us to compare policies and arrange comprehensive child day care insurance to suit your requirements.

Whether you run an antiques shop, operate an antiques centre, sell online, or attend fairs and exhibitions, protecting your stock and business is essential. Many antiques are rare, valuable, and often irreplaceable, making specialist insurance an important part of running a successful business.

At 1st Choice Insurance, we can arrange antiques dealer insurance for businesses across the UK. From independent dealers and collectors to established antique shops and multi-dealer emporiums, we help arrange tailored insurance designed around the unique risks faced by the antiques trade.

Whether you sell furniture, jewellery, artwork, collectables, books, ceramics, or vintage items, our experienced advisers can help you arrange suitable cover for your business.

Running a nightclub comes with a range of risks, from managing customers and staff to protecting your premises, equipment and stock. With late-night opening hours, entertainment, alcohol service and busy periods, it’s important to consider insurance that reflects how your venue operates.

At 1st Choice Insurance, we can help arrange nightclub insurance tailored to your business. Whether you operate a nightclub, late-night bar, live music venue or entertainment space, our experienced advisers can help you explore suitable cover options based on your activities and requirements.

We work with a wide panel of insurers, giving you access to a range of insurance solutions for nightlife and entertainment businesses.

Running a jewellery business involves risks that can differ from those faced by many other retailers. From valuable stock and customer-owned items to premises, employees, deliveries and transactions with the public, there are several areas to consider when arranging insurance.

At 1st Choice Insurance, we can help you explore jewellery shop insurance designed around the way your business operates. Whether you run an independent jeweller, jewellery store, workshop or larger retail business, our team can discuss your requirements and explore available cover through our panel of insurance providers.

Jewellery businesses can have significant amounts of stock on the premises, as well as items belonging to customers that are being repaired, altered, valued or held temporarily. This means it is important to consider not only your own property and stock, but also your responsibilities for goods belonging to other people.

Running a security business comes with significant responsibilities. Whether you provide manned guarding, mobile patrols, keyholding, door supervision, event security or CCTV monitoring, your work can involve risks to your employees, clients, members of the public and property.

Security company insurance can help protect your business against the financial impact of liability claims, employee-related incidents, damage to equipment and other unexpected events. The right cover will depend on the services you provide, how your business operates and the risks associated with your work.

At 1st Choice Insurance, we arrange tailored insurance for security companies, contractors and self-employed security professionals. We take the time to understand your business before discussing the cover options available, helping you arrange protection that reflects your individual requirements.

Whether you operate as a sole trader, small security company or larger business with multiple employees and vehicles, we can help you explore your insurance options.