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Jewellers Insurance
Jewellery Shop Insurance
As a trusted jewellery insurance broker in the UK, 1st Choice Insurance offers deep industry knowledge and a commitment to protecting what matters most to our clients. Our approachable and experienced team is here to guide you through your options, ensuring you find the right coverage to suit your unique needs.
Get a bespoke Jewellers insurance quote!
Working with some of the biggest insurance companies in the industry, we have access to a wide range of policies and can offer a quick jewellery shop insurance quote and instant cover. If you’re looking for insurance cover, 1st Choice Insurance is here to help. Call our friendly, experienced team on 01743 770500 for a no-obligation quote.
What is Jewellery Shop Insurance Cover?
Jewellers’ insurance cover is a specialised form of business insurance tailored to meet the unique needs of jewellery shops. Whether you’re an independent jeweller running a small bespoke shop or part of a large chain of jewellers, jewellery shop insurance provides comprehensive protection under one policy.
While many insurance requirements for jewellery shop owners are similar to those of other businesses, jewellers often face unique risks that call for more specialised cover.
For example, if you interact with the public, public liability insurance is essential, and if you employ staff, you’re legally required to have employer’s liability cover. In addition, protecting your valuable stock is a top priority. Fire, theft, and property insurance are all crucial to safeguarding your premises and the unique items in your care.
Property protection is especially important for jewellers, as it can include goods held in trust, offering cover for items that don’t belong to you but are temporarily in your possession for resetting, repair, or resale. This ensures your business is protected even when handling customer-owned pieces.
What Does this Policy Cover?
With a friendly and knowledgeable team, we’re here to help you make informed decisions and explore all available options to ensure your jewellery business is fully protected. Our expert advisors can guide you on the most suitable type and level of jewellers insurance cover, including:
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Buildings, Contents & Stock
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Seasonal Increase Cover
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Accidental Damage
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Fixtures and Fittings
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Glass and Signage
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Property Protection
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Business Equipment
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Employer’s Liability
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Public Liability
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Products Liability
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Loss of Licence & Business Interruption
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Goods in Transit
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Legal Cover
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All Risks Cover
There’s no need to list every individual item you wish to insure, simply provide the total value. We understand that managing a large volume of stock can feel overwhelming, which is why we aim to make the process as simple and stress-free as possible. Our insurance advisors will ensure you are fully covered for all circumstances and make you aware of all your options and potential risks.
We offer excellent customer service, quick documentation via email, and instant cover, taking care of the details so you can focus on running your business with confidence.
Why get a Jewellers Insurance quote from 1st Choice?
1st Choice Insurance can customise your jewellery shop insurance policy to meet the needs of your business. You can rest easy knowing that when you take out a commercial insurance policy with us, we will ensure that everything is put together perfectly, so that you have the correct coverage in place and give you peace of mind.
Common coverage options include public liability, employer’s liability, product liability, loss of income, fire and theft, equipment loss or damage and much more. While you can always take out individual insurance contracts for things like property and stock, having all your protections in one easy-to-manage policy is the best way to avoid gaps in your coverage. At 1st Choice Insurance, we have the expertise and experience required to tailor a Jeweller’s insurance policy to meet your individual requirements.
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