Finding great campervan insurance can be quite tricky, our team can use their excellent knowledge of the camper van insurance market to make sure you get the coverage you need for your vehicle at the right price. With experience in finding our clients great insurance for camper van, we can advise on the perfect protection for your needs.
We’re Campervan Insurance Experts
Your camper van is your pride and joy, full of happy memories of fun with family and adventures with the dog. The last thing you want to be worrying about is your insurance renewal! Whether your camper van is on the road every weekend, or just reserved for the summer holidays, the 1st Choice Insurance team is here to help you.
Our award-winning team of advisors will be able to inform you which are the most suitable protection options that are available to you, from both the well-known brands and specialist campervan insurance providers. As with all insurance policies, it is important to carefully check your VW camper van insurance policy wording to check that it is suitable for all your requirements, especially if your campervan has been modified in any way.
What do insurance companies’ class as modifications?
It’s a question we get asked a lot, particularly when it comes to campervan insurance, as more often than not you’ve kitted out your campervan yourself or changed things to how you want them. Basically, any and all modifications from the vehicle’s original factory issued standard must be declared to your insurers, otherwise you can risk invalidating your cover.
Any alterations made to a vehicle that changes its appearance or performance are classed as a ‘modification’, e.g. tuning the engine, suspension or steering; replacing standard issue wheels with alloys or adding water or cooking facilities etc. could be reflected in the camper van insurance cost. It could also include something as simple as fitting a tow bar or a permanent roof rack, or other visual changes to the vehicle’s bodywork like body kits, vinyl wraps and window tinting.
If your camper van’s engine has been modified or remapped to increase its fuel efficiency or to reach higher speeds in a shorter space of time, your risk of having an accident can be greater than if you were travelling in a lower-performance van, and this can have an effect on your camper van insurance cost too. Making sure your vehicle has the correct VW camper van insurance and that all modifications have been declared, could be the difference between a pay-out or a huge loss. Don’t be put off though, as often rates are lower than people might think, and many policies don’t actually include cosmetic modifications when calculating the premium. This is why fully tailored insurance for camper van policies can often represent better value. If you’re unhappy with your current camper van insurance cost, get a quote from us today!