Campervan Insurance
Finding great campervan insurance can be quite tricky, our team can use their excellent knowledge of the camper van insurance market to make sure you get the coverage you need for your vehicle at the right price. With experience in finding our clients great insurance for camper van, we can advise on the perfect protection for your needs.
We’re Campervan Insurance Experts
Your camper van is your pride and joy, full of happy memories of fun with family and adventures with the dog. The last thing you want to be worrying about is your insurance renewal! Whether your camper van is on the road every weekend, or just reserved for the summer holidays, the 1st Choice Insurance team is here to help you.
Our award-winning team of advisors will be able to inform you which are the most suitable protection options that are available to you, from both the well-known brands and specialist campervan insurance providers. As with all insurance policies, it is important to carefully check your VW camper van insurance policy wording to check that it is suitable for all your requirements, especially if your campervan has been modified in any way.
What do insurance companies’ class as modifications?
It’s a question we get asked a lot, particularly when it comes to campervan insurance, as more often than not you’ve kitted out your campervan yourself or changed things to how you want them. Basically, any and all modifications from the vehicle’s original factory issued standard must be declared to your insurers, otherwise you can risk invalidating your cover.
Any alterations made to a vehicle that changes its appearance or performance are classed as a ‘modification’, e.g. tuning the engine, suspension or steering; replacing standard issue wheels with alloys or adding water or cooking facilities etc. could be reflected in the camper van insurance cost. It could also include something as simple as fitting a tow bar or a permanent roof rack, or other visual changes to the vehicle’s bodywork like body kits, vinyl wraps and window tinting.
If your camper van’s engine has been modified or remapped to increase its fuel efficiency or to reach higher speeds in a shorter space of time, your risk of having an accident can be greater than if you were travelling in a lower-performance van, and this can have an effect on your camper van insurance cost too. Making sure your vehicle has the correct VW camper van insurance and that all modifications have been declared, could be the difference between a pay-out or a huge loss. Don’t be put off though, as often rates are lower than people might think, and many policies don’t actually include cosmetic modifications when calculating the premium. This is why fully tailored insurance for camper van policies can often represent better value. If you’re unhappy with your current camper van insurance cost, get a quote from us today!
Here to help with your campervan insurance
At 1st Choice Insurance, we offer a fantastic service, flexible payment options, documentation via email and instant cover. Let us take care of searching the panel of insurers for you to find your perfect policy and save yourself time, hassle, and money. We offer excellent customer service, in fact over 95% of clients rate us as 5 Stars on REVIEWS.co.uk, check out what some of them had to say about us here.
With a friendly and knowledgeable sales team, we will make sure that you can make a fully informed choice and explore all the options available to you. We can advise on the most suitable level and type of coverage that’s right for you. We can also recommend ways to keep your premiums lower.
Things to consider when taking out your campervan insurance policy…
- Security – fit an alarm your to your vehicle, consider a tracking device.
- Mileage – always declare your mileage, particularly if your annual mileage is very low.
- Storage – where do you usually keep your vehicle? Garage, driveway, secure outbuilding?
Think about the cover that you will need throughout the year:
- Do you travel in excess of 60 days at a time? Have you modified the van? Do you need European cover?
- Do you have adequate breakdown/recovery in place?
- Do you want Agreed Value Cover?
- Do you require contents cover (gas bottles, awnings/gazebos, personal effects)?
- And of course, what level of insurance do you require? Comprehensive, Third-Party Fire and Theft or Third-Party only?
It’s also important to remember that without a valid insurance policy, you could face fines or a driving ban if you’re caught, not to mention that if you’re in an accident you could lose your vehicle altogether. Which would mean the loss of a significant investment if you have also paid for your camper van to be converted. The only time that VW camper van insurance is not required is if your vehicle is registered as off-road with a Statutory Off-Road Notice (SORN).
Get a quote for Campervan Insurance today
Whatever your requirements for your insurance for camper van. Our team at 1st Choice Insurance believes that everyone deserves great value on their insurance policies, which is why we offer great value for money with incredible savings. Call us today on 01743 770 500, we’ll look at your camper van insurance cost and provide you with a no obligation quote. Alternatively, you can simply complete our quick quote form to request a call back.