Additional Driver Insurance
Our team at 1st Choice Insurance believes that everyone deserves great value on their insurance policies, which is why we offer great value for money with incredible savings. Call us today on 0800 078 7003 – 0300 600 0603 or complete our Get a Quote Form.
At 1st Choice Insurance, our team will use their specialist knowledge of the insurance market to ensure you get the cover you need at the right price. With experience in arranging additional driver (or named driver) insurance for our clients, we can advise on the best level and type of cover for your needs.
Adding a second driver, or additional named drivers, to your car insurance policy is a common request from clients and is usually a simple process.
Things to consider…
One important factor is to ensure that you declare who the main driver is – if you claim someone else if the main driver when it’s actually you, you could be accused of ‘fronting’. This is common offence when insuring younger or inexperienced drivers in an attempt to lower the costs of insurance cover.
‘Fronting’ is illegal, and will invalidate your insurance cover, meaning that you won’t have valid insurance if you (or your named driver) have to make a claim.
For younger and inexperienced drivers, it can lower premiums if you add a second/additional driver to the policy. This doesn’t necessarily have to be a parent, but does need to be an adult with (ideally) claims-free driving experience.
See our Young Drivers Car Insurance information and Cutting Costs for Young Drivers and First Time Drivers for more hints and tips. (links)
We will need their personal details; name, address, date of birth, occupation and whether they have had any accidents and/or motoring convictions that need to be disclosed. You also need to confirm that you have the permission of the additional driver(s) before they can be added to your policy.
Should the additional/named driver have their own car insurance policy as well, they will need to declare that they have access to another vehicle to their own insurers.