Black Box Car Insurance
Our team at 1st Choice Insurance believes that everyone deserves great value on their insurance black box car policies, which is why we offer great value for money with incredible savings. Call us today on 0800 078 7003 – 0300 600 0603 or complete our Get a Quote Form.
At 1st Choice Insurance, our team will use their specialist knowledge of the insurance market to ensure you get the cover you need at the right price. We can advise on the best level and type of cover.
Why Telematics Car Insurance?
Telematics car insurance or black box insurance uses a small black box which is installed in your car and collects information and transmits it back to your insurer. This could include data on your:
- Driving speed
- Accelerating and braking habits
- Distance travelled
- Time of day you travel
- The types of roads you use
- Number of miles driven
- Number of passengers
- How you take corners
Black box insurance is not just for teenagers, potentially, drivers of any age could benefit based on their driving habits. The above information is taken into account, and your premium calculated on your own driving habits rather than a general assumption about your risk group.
A potential benefit of some telematics policies is that you don’t have to wait until renewal to see an adjustment in your premium as you are assessed on your driving habits on a more regular basis, sometimes every few weeks or months.
One thing that currently the black box cannot differentiate, is the driving habits of more than one driver. The insurer will then base driving skills on the overall way that the car is driven.
In the event of an accident/incident the information collected with assist in the processing of a claim as the black box will have recorded the relevant information from the vehicle.
Benefits continued…
Another benefit is that the black box can track your vehicle in the event of theft, so it can be located and recovered more quickly by the police.
You should check the policy details carefully to ensure that a telematics insurance policy is the right one for you.
Whatever your requirements, 1st Choice Insurance is here to help. Call our friendly, experienced team on 0800 078 7003 – 0300 600 0603 for a no obligation quotation or use our online enquiry form.
In April 2015, the European Parliament voted for an EU-wide emergency alert system known as eCall to assist emergency services in responding to road accidents.
This means that from 31st March 2018, all new cars and light vans will have the system as standard and going forward it is anticipated that telematics will be an opt-out rather than an opt-in choice.
The eCall device will alert rescue services automatically, using the existing 112 emergency number. Basic data will be sent only when an accident occurs. The technology was first proposed in 2012, but legislation was delayed amid privacy concerns.
After negotiations between MEPs and EU governments it was agreed that eCall would provide only basic data such as:
- Type of vehicle
- Fuel used
- Time of accident
- Location
The European Commission says “Installation of the device is likely to add about £72 to the cost of a new car.”
Get Black Box Car Insurance Quotes
Whatever your requirements, 1st Choice Insurance is here to help. If you’re looking for car insurance with telematics box, Call our friendly, experienced team on 0800 078 7003 – 0300 600 0603 for a no obligation quotation or use our Get a Quote Form.