High Value Car Insurance
Our team at 1st Choice Insurance believes that everyone deserves great value on their insurance policies, which is why we offer great value for money with incredible savings. Call us today on 0800 078 7003 – 0300 600 0603 or complete our Get a Quote Form.
At 1st Choice Insurance, our team will use their specialist knowledge of the insurance market to ensure you get the cover you need at the right price. With experience in arranging Prestige Car Insurance for our clients, we can advise on the best level and type of cover for your needs.
Our team will be able to advise on the cover choices that are available to you, from both mainstream and specialist insurers. As with all insurance policies, it is important to carefully check your policy wording to check that it is suitable for all your requirements.
Things to consider…
An important factor to consider when taking out a prestige car policy is whether the insurers will insist on you using their preferred garage repairer in the event of an accident, or whether you can choose your preferred specialist repair centre, which could affect your warranty, depending on where your vehicle was purchased. You may also wish to ensure that any parts that may need to be replaced in the event of an accident repair are specific to your car model and not a generic ‘off the shelf’ version.
You may also wish to consider a guaranteed value policy, as opposed to market value, which is common for high value vehicles. In the event of a total loss, this type of policy would pay out a pre-arranged sum that was agreed at the inception of the policy. This is likely to require a valuation certificate from an independent expert to confirm the vehicles value for insurance purposes.
Particularly for Prestige and Classic Car Insurance, it is common for insurers to request photographs of the vehicle (exterior, interior and engine etc.). Keeping copies of receipts from any modifications or repairs can be used to support evidence of your vehicle’s value.