Things to consider for your high value car insurance…
An important factor to consider when taking out a prestige car insurance policy, is whether the insurers will insist that you use their preferred garage repairer in the event of an accident, or whether you can choose your ideal specialist repair centre, which could affect your warranty, depending on where your vehicle was purchased. You may also wish to ensure that any parts that may need to be replaced in the event of an accident repair are specific to your car’s make / model and not a generic ‘off the shelf’ version.
You may also wish to consider a guaranteed value policy, as opposed to market value, which is common for high value vehicles. In the event of a total loss, this type of policy would pay out a pre-arranged sum that was agreed at the inception of the policy. This is likely to require a valuation certificate from an independent expert to confirm the vehicles value for insurance purposes.
Particularly for things like Classic Car and Modified Car Insurance, it is common for insurers to request photographs of the vehicle (exterior, interior and engine etc.). Keeping copies of receipts from any modifications or repairs can be used to support evidence of your vehicle’s value.
Our team will be able to advise on the luxury car insurance cover choices that are available to you, from both mainstream and specialist insurers. As with all insurance policies, it is important to carefully check your policy wording to check that it is suitable for all your requirements.
Get a High Value Car Insurance Quote
Whatever your requirements for prestige car insurance, 1st Choice offers an award-winning service and is here to help. Don’t just take our word for it, you can check out what our clients say on REVIEWS here – Over 95% of our clients rate us as ‘Excellent’. We also offer you quick quotes, expert knowledge, competitive prices, instant cover, and all your insurance documents via email.
We believe that everyone deserves great value on their car insurance prestige policies, which is why we try to offer the best value for money with incredible savings. Call our friendly team today on 01743 770 500 or complete our Get a Quote Form to request a call back.