Mature Drivers Car Insurance
Our team at 1st Choice Insurance believes that everyone deserves great value on their insurance policies, which is why we offer great value for money with incredible savings. Call us today on 0800 078 7003 – 0300 600 0603 or complete our Get a Quote Form.
At 1st Choice Insurance, our team will use their specialist knowledge of the insurance market to ensure you get the cover you need at the right price. We can advise on the best level and type of cover.
Why Mature Drivers Car Insurance?
Mature drivers have had plenty of experience in the driving seat, something that many insurers value. At 1st Choice Insurance, we’ll use our extensive experience and knowledge to find you the right cover a competitive price.
Like many young drivers, mature drivers may find themselves surprised at how limited the market can be for their cover and whilst safety and experience may be ‘on your side’, when you reach a certain age, there will be fewer policies available to you, often combined with rising premiums.
In 2014, there were more than 7,000,000 drivers over the age of 65 on UK roads, making up 19% of all licence holders (Source: Institute of Advanced Motorists). This included over 4,000,000 drivers over 70 and a staggering 1,000,000 aged 80 plus. According to IAM records there were also 195 licensed drivers over 100 years old! Fair play!
This is partly due to us seeing more and more people working later and later in life, using their vehicles to travel to work, travelling to provide childcare for younger family members or just enjoying the freedom and independence of life out and about on the road.
Every driver over the age of 70 is required to apply for a driving licence renewal at 70 and every three years after that. At each renewal, the driver, by law, must disclose any new or any changes in medical conditions (that must be notified to the DVLA). The DVLA is then able to consider any changes, and if necessary, revoke the licence if the driver is not fit to drive. It should be remembered that failure to provide accurate and up to date information can result in a £1,000 fine and could compromise your insurance cover in the event of an accident.