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Multi Car Insurance

Multi car insurance is great because you can insure all your vehicles under a single policy. As a leading fleet insurance broker, 1st Choice is here to offer a flexible multi car insurance policy tailored to the needs of you and your household. Our helpful team will conduct a multi-car insurance comparison just for you, we’ll compare up to 80+ car insurance multi car policies from the leading providers, to save you time, hassle, and money. Get a great value car insurance multi car quote today, simply give us a call or fill out our quote form online.

Who can get Multi Car Insurance?

Generally, you can take out a multi car insurance policy if you have two or more vehicles, although the upper number will be capped according to the terms and conditions of each insurer. The policy can be taken out to cover an immediate family or a household, but this should also be carefully verified as terms vary from insurer to insurer. Usually, as long as the vehicles you want to insure under multi-car are all registered at the same address and not used commercially, you can include them on a single policy.

If you’d like to insure commercially used vehicles together on the same policy, you can, but the policies have different rules for commercial use. You will need commercial fleet insurance, and you’re in the right place because this is an area we specialise in. You can read more here.

What are the benefits of Multi Car Insurance?

Some of the benefits of a car insurance multi car policy include that you know exactly who you are insured with and when renewal is due for all vehicles. The admin is easier to sort out and the policy can be amended to add or remove household members as necessary, for example, when a student is moving away to university and taking their car with them.

You get all the benefits of separate policies but then you often get additional discounts for each extra vehicle added to your policy. It’s still possible to get different levels of cover for each vehicle, like fully comprehensive on one car and third party only on another, or different levels of excess for each vehicle.

Before you accept a policy, it’s always worth checking with the insurer whether your no claims bonus could be affected if another car on the multicar policy ends up making a claim. However, generally most providers let you keep your no claims bonuses separately for each vehicle.

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Types of Car Insurance Multi Car Cover

Here at 1st Choice, we can offer a multi car insurance policy to suit any kind of vehicle you have in your household, from motorbikes, to cars, to campervans. As with other kinds of vehicle insurance, you can choose between three different levels of car insurance multi car cover.

Third Party Only is the lowest level of cover, providing no protection for your own vehicles, but it does cover you in the event that someone else’s vehicle or property is damaged by one of yours.

Comprehensive cover is the highest level, fully protecting your own vehicles as well as vehicles or property belonging to other people. Regardless, of whose fault an accident was.

In between the two, Third Party, Fire and Theft offers the same cover as Third Party Only but also insures your own vehicles in the event that they’re stolen or in a fire. Don’t worry if this all seems complicated, we will talk you through all your options and help you decide what would suit your needs.

Get a great multi-car insurance comparison from 1st Choice

Need great value Car Insurance Multi Car? As experienced Insurance Brokers, we can find the most suitable multi car insurance policy for you. We have built relationships with over 80 leading insurance brands, allowing us to find great value multi car insurance compare and secure rates that will suit a variety of households and their budgets. That’s why we are fast becoming one of the UK’s leading insurance brokers! Better still, we are rated 5 stars by over 95% of our customers on – check out our reviews for yourself. Great service, great price – that’s why we are 1st Choice Insurance!

Get compare multi car quotes today

We will make sure that you can make an informed choice and explore all the options available to you. Our team of experts can advise on the most suitable level and type of cover for your needs. We can provide instant cover, documents via email and excellent customer service. Also, because we are a small team of specialists, we offer you a complete one to one service, so you can speak to one person who understands your car insurance multi car needs.

If you’re looking for a multi-car insurance comparison, 1st Choice is here to help. Call our friendly, experienced team on 01743 770 500 for a no-obligation insurance quotation or use our Get a Quote form to request a call back.

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