Different Cover Options
We recommend the two main levels of cover: third-party fire and theft cover, which protects you against claims made by other people following an accident, including your liability for injury to others as well as protecting your vehicle against fire damage and theft.
Secondly, you have comprehensive cover. This includes all the elements of protection as per the third party fire and theft cover, as well as accidental damage cover for your own car. Additional benefits (for an extra fee) can include cover for a courtesy car, breakdown cover, personal possessions and even medical expenses.
It is very important that you read and understand the small print of policies as cover can vary greatly between companies and policy types – don’t just take it for granted that you think you know what is covered. If you are unsure, you can call our experienced team at 1st Choice Insurance, to ask for clarification on any points.
For example, some policies may provide you with a courtesy car should yours be off the road for any period of time being repaired after an accident. However, it’s worth checking the type of replacement vehicle as a small hatchback with limited seat and boot space may not be suitable for transporting a large family around!
There are lots of additional features that can be added to your policy, from legal protection to breakdown cover. You should closely consider whether you need these ‘extras’ as you may find that you already have these benefits provided through other sources (e.g. via your credit card or other insurance policies).
Get a New Drivers Car Insurance Quote
Whatever your requirements, 1st Choice Insurance is here to help. Call our friendly, experienced team on 0800 078 7003 – 0300 600 0603 for a no obligation quotation or use our Get a Quote Form.