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Explaining Combined Business Insurance

This blog post will outline what a combined businesses insurance policy is. We will also outline the 4 main reasons why many of our clients, businesses of all shapes and sizes, are happy with their combined policies.

When businesses first heard the term combined business insurance, flags were raised. Many thought a combined insurance policy would contain fluff, be messy and increase costs. However logical this way of thinking may have seemed at the time, today, it couldn’t be further from reality. Combined company insurance is a great way to get the highest level of protection for your business and get real value for money.

What is Combined Business Insurance?

A combined business Insurance policy (also known as a commercial combined insurance policy) is where a business combines a wide range of insurance protections into one easy to manage policy. As a broker, we can combine any number of covers into a neat little package, to ensure all areas of your business are protected. For example, a courier company may combine fleet insurance, goods in transit, public liability and employer’s liability into one package.

GOOD READ: Why does your business need liability insurance? 

Who has a Combined Business Insurance policy?

A combined business insurance policy is ideal for all businesses. Large businesses with a high number of risks, such a logistics company would benefit from a combined policy because they will be better protected. Whereas small businesses would benefit from having one single policy because it’s easier to manage and requires less time to administrate.

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4 Reasons to Consider a Combined Business Insurance Policy

1: Combined Business Insurance offers better protection

A combined business insurance policy allows businesses to combine multiple levels of insurance into one package. This way, it can be tailored and be as complete as the business needs it to be. This makes combined insurance super flexible.

2: Combined Business Insurance is bespoke to each business

With a combined Business Insurance policy there is no one size fits all approach. Each package is tailored the needs of the business. When setting it up your insurance, be very clear about the size of your business, and how it operates. This allows your business insurance broker to build a package to fully cover all the risks associated with your business.

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3: Combined Business Insurance is easier to manage

Let’s say you’re a shop. Now you might need employer’s liability, public liability, contents insurance, buildings insurance, product liability, the list goes on. Now imagine having ten policies split between ten different insurance companies. Imagine the invoices, phone numbers and claim procedures. Sounds like a nightmare, right? By combining all your business insurance needs into one package you deal with one supplier, making it easier to manage – saving time and hassle.

4: Combined Business Insurance is stress-free

All businesses have risks. These can occur at any time, and can be costly, even fatal. When you fail to have the correct insurance in place, you’re left walking on a tightrope. Having the complete protection only a combined business insurance offers is the best way to get complete peace of mind. You know that whatever happens, your business is fully protected and less likely to run into major interruptions.

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We offer a fantastic service, flexible payment options, documentation via email and instant cover. Let us take care of searching the panel of insurers for you to find your perfect combined business insurance policy, and save you time and money!

If you’re looking for Commercial Combined Insurance with great UK based customer service, we are here to help. Call our friendly, experienced team on 0800 078 7003 – 0300 600 0603 for a no obligation quotation or use our Get a Quote Form.