Compare
Driving Instructor Insurance
Driving Instructor Insurance
Looking for driving instructor insurance? Finding the right cover for your needs doesn’t have to be a hassle. Our expert team specialises in driving instructor car insurance and can help you secure the right policy at a competitive price. We’ll make sure you get the ideal protection for your vehicle and your business.
Get a Quote for Driving Instructor Insurance
Our team believes that great, affordable driving instructor insurance should be accessible to everyone. That’s why we strive to offer excellent service and make your experience with us as smooth and hassle-free as possible. In fact, over 95% of our clients rate us as ‘Excellent’ on REVIEWS.co.uk, and many return year after year for their commercial insurance needs!
Let us take the hassle out of finding the right cover by searching our panel of insurers for you. Call us today on 01743 770 500 for a no-obligation quote or complete our Get a Quote form to request a call back from a team member.
Specialist Driving Instructor Insurance You Can Trust
Approved Driving Instructors (ADI) and Potential Driving Instructors (PDI) can rely on our specialist team to arrange the right driving instructor car insurance. Our policies include a range of features designed specifically to support driving instructors and their unique needs.
Our award-winning team will help you find the most suitable cover from our wide panel of insurers. As with all insurance policies, it is important to make sure you always review your driving instructor insurance policy wording carefully to make sure it covers all your vehicle and business requirements.
What does Driving Instructor Insurance cover?
Driving instructor car insurance is typically more expensive than standard private motor insurance. This is because driving instructors require a range of additional cover options that aren’t included in a typical private car policy. These essential extras help protect both your business and your learners. Key features can include:
Any Driver Cover
Your policy should include any driver cover, allowing you to teach any licensed driver regardless of their experience or other risk factors. This also enables a driving examiner to take control of the vehicle when necessary – an essential part of practical driving tests.
Replacement Dual-Control Vehicle Cover
Most standard insurance policies only offer a basic replacement vehicle following a non-fault accident, which may not be dual-control. Without the right cover, this could interrupt your ability to work. With a dual-control replacement cover, you’ll receive a suitable vehicle so you can continue teaching safely and without disruption.
Public Liability Insurance
This cover protects you in the event someone makes a claim for injury or property damage. For example, if a student accidentally injures a pedestrian or damages another vehicle while driving, public liability insurance can cover legal costs and any compensation awarded.
Professional Indemnity Insurance
Also known as negligent tuition cover, this protects you if a student claims you provided incorrect instruction that negatively affected their driving test or caused an incident. If legal action is taken, professional indemnity insurance can cover your legal fees and compensation.
Why do I need Driving Instructors Insurance?
First things first – your car as a driving instructor isn’t a standard vehicle. Any modifications from the factory-issued specification must be declared to your insurer, or you could risk invalidating your cover. A ‘modification’ refers to any alteration that affects the appearance or performance of the car.
As a driving instructor, your vehicle likely includes several specialist adaptations, such as dual controls, an additional speedometer, extra mirrors, sign writing or vinyl wrapping to advertise your business, and possibly even equipment for disabled drivers. Most standard car insurance providers classify these as modifications and may not offer appropriate cover unless they’re specifically noted on your policy.
That’s why it’s essential to choose a driving instructor insurance policy that’s tailored to your unique needs. Failing to declare modifications could lead to denied claims—but don’t worry, the right policy doesn’t have to break the bank. Many insurers won’t factor in cosmetic changes like sign-writing when calculating your premium.
Having the right insurance in place could be the difference between receiving a payout or facing a costly loss. If you’re not satisfied with your current premium for driving instructor car insurance, get a quote from us today!
Benefits of Comprehensive Car Insurance for Driving Instructors
Comprehensive Driving Instructor Insurance for Complete Peace of Mind
Comprehensive cover is the highest level of protection available and is generally the best choice for driving instructors. We usually recommend this level of insurance for all instructor vehicles, especially as dual-control cars are often specially adapted and high in value.
Comprehensive driving instructor insurance includes everything offered under third-party, fire, and theft, along with protection for your own vehicle if it’s damaged in an accident or vandalised. Many insurers also include valuable extras such as windscreen cover, breakdown assistance, European driving cover, and even a courtesy dual-control car while yours is being repaired.
Protect Your Business with Driving Instructor Insurance
It’s not just your car that needs protection – your business does too. We offer great value driving instructor business insurance, designed to safeguard your income, reputation, and day-to-day operations.
We understand how important your role is in helping people learn to drive. A single complaint or unexpected incident could disrupt your work and affect your credibility. Our policies give you the confidence to keep your business running smoothly, knowing both you and your vehicle are fully covered.
Why Choose Us?
At 1st Choice, we’re committed to offering excellent customer service and helping you find the ideal business and car insurance for driving instructors. We’ll start by asking you a few simple questions about your driving school and the level of coverage you need. Then, we’ll assess the available options and recommend the most suitable insurance for your driving instructor needs. We’ll also explain any additional costs or optional extras, ensuring you have all the information you need before finalising your policy.
We pride ourselves on offering quick quotes, competitive prices, instant coverage, and having all your driving instructor car insurance documents delivered directly to your inbox.
Request a quote - it’s simple
We’re here to help Monday-Friday, 9am-5pm
