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Motor Trade Insurance








Motor Trade Insurance
We’re a specialist Motor Trade Insurance Broker offering comprehensive auto trade insurance policies designed to protect your business from every angle. Whether you operate an MOT garage, a remapping service, or work as a mobile mechanic or tyre fitter, you need tailored motor trade insurance. Contact our expert team today for competitive motor trade insurance quotes!

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Whatever your requirements, 1st Choice Insurance is here to help you get a cheap motor trade insurance quote. Call our award-winning team on 01743 770 500 for a no obligation policy quotation or fill out our Get a Quote form to request a call back.
What is Motor Trade Insurance?
Motor trade insurance is specifically designed to protect those in the automotive industry from loss or damage related to their business. These policies combine various types of coverage under a single plan, including public liability insurance, employers’ liability insurance, property insurance, and road risk insurance. With auto traders in mind, these policies offer a range of coverage options to safeguard your business assets and customer base.
Insurance providers often offer combined motor trade policies or road risk-only policies, as well as tailored options for part-time traders, home-based traders, mobile traders, and other specialist automotive businesses. When comparing motor trade insurance, it’s essential to carefully evaluate the coverage and premium levels of each policy. If you contact us, our team can help you find the right policy for your specific needs.

How does a Motor Trade Insurance Policy work?
Researching individual insurance products can be time-consuming, with auto trade policies designed to function in a neat and efficient package. Combined insurance for motor trade is usually advised instead of taking out individual policies, with tailored contracts more comprehensive, more affordable, and generally less risky.
Whether you’re a small mobile operator or a large commercial garage, 1st Choice Insurance offers a range of robust and competitively priced motor trade insurance products. The two most common types of policies available are Combined and Road Risk.
Road Risks insurance is designed for full or part-time motor traders who need cover from the common road risks that can occur when driving their own vehicles or their customer’s vehicles for motor trade purposes.
Motor Trade Combined insurance covers you from road risks insurance, but it also gives you additional levels of protection too. This could range from garage contents insurance to public liability insurance.
Who needs a Motor Trade Policy?
Motor trade insurance comes in various forms, tailored to meet the unique needs of automotive businesses across the UK. This includes professionals such as tyre and exhaust fitters, MOT stations, service and repair garages, mobile mechanics, used car dealerships, vehicle valeters, transit companies, window tinting businesses, and many more. If your business involves handling customers’ vehicles as part of your daily operations, motor trade insurance is essential. It provides protection not only for your customers’ vehicles but also for your business against potential claims, ensuring comprehensive coverage and peace of mind.

Benefits of Motor Trades Insurance
A motor trade insurance policy from 1st Choice Insurance is specifically designed to protect a wide range of automotive businesses. Whether you need a basic Road Risk Only policy or a Combined Motor Trade policy, this type of insurance is essential for anyone operating their business on a commercial basis.
Motor trade insurance offers a wide range of benefits, including protection against fire and theft, accidental damage, comprehensive road risk cover, and extensive public and employers’ liability coverage. A combined policy like this allows you to receive the protection you need to meet your specific business needs.
At 1st Choice Insurance, we have access to a wide range of specialist motor trade policies from over 80 trusted insurers. As motor trade insurance specialists, we leverage our strong relationships with these insurers to find you the most competitive deals without compromising on the quality of coverage.
What Motor Trade Policies can we offer?
Whether you work from home, have your own or shared premises, are a young motor trader looking to start out, or looking for a full combined motor traders policy, our specialist motor trade team at 1st Choice Insurance can offer cover for practically all aspects of Auto Trade Insurance. Give us a call and speak to an advisor today.
We compare a wide range of motor trade insurance policies from leading UK providers to ensure we find you the most suitable coverage at a competitive rate.
- Access to a wide range of bespoke policies.
- We compare insurance quotes to find you the best one, so you don’t have to.
- Experienced specialist motor trade insurance broker.
- Documentation issued by email and post (if required).
- A dedicated team for all your policies.
- Quotations over the phone.
- Instant insurance cover.
- Awarded ‘Best Commercial Insurance Broker 2023’
We can offer car garage insurance for auto businesses that operate from a location or we can offer road risks, motor trade public liability insurance and combined insurance packages to mobile mechanics and specialist traders who work from home. Not only this, but as a specialist motor trade insurance broker we also offer excellent customer service. Over 95% of our clients on Reviews.co.uk rate us as 5 stars, check out some of our reviews here.
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