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Taxi Insurance








Taxi Insurance
If you own a taxi, private or public, then our complete taxi insurance is a necessity for you. Operating as a taxi driver, or running a taxi business can be risky, so protecting your company with the best taxi insurance is essential. Taxi Insurance means your business, and drivers will be protected from all possibilities. Talk to our team today and get expert advice and a great value quote!

We are a leading Taxi Broker
We are a leading taxi company insurance broker with over 10 years of experience. Our friendly and knowledgeable sales team we will make sure you can make an informed choice and explore all the options available to you. People quite often call us the best commercial insurance broker they have dealt with, that’s why over 95% of our clients on Reviews.co.uk rate us as ‘Excellent’ – check out our latest reviews HERE.
We offer fantastic service and flexible payment options. All documentation is sent via email and you get instant cover. Let us take care of searching the panel of insurers for you, we will find your perfect policy, and save yourself time and money!
If you’re looking for cover from a leading Taxi Company Insurance broker, 1st Choice Insurance is here to help. Call us on 01743 770 500 for a no-obligation quote, you can also fill out out Get A Quote Form to request a call back from our team.
What is Taxi Insurance?
Taxi insurance is a comprehensive policy designed to protect drivers and business owners from the unique risks associated with operating a taxi. Taxi drivers face greater challenges compared to standard car use, including transporting a higher number of passengers, working irregular hours, covering extensive mileage, and often operating during busy periods in city centres. These factors can result in taxi insurance being more costly than a standard car policy due to the increased level of risk.

We offer Taxi Insurance for all situations
We can advise on the best level and type of cover for your business. Being an expert broker, we can build a number of bespoke insurance policies, including:
- Minibuses
- Single Car Taxis
- Hackney Cabs (Black Cabs)
- Public Hire Vehicles
- Private Hire Vehicles
- Chauffeurs
- Taxi Bases/Offices
- Taxi Company Insurance

Who Needs Taxi Insurance?
If you have three or more vehicles and operate a taxi business, then purchasing taxi insurance is beneficial for you. It doesn’t matter what type of vehicles you have; the cover will be solid. We provide insurance for:
Public Hire Taxi Companies: These are taxis that do not require pre-booking. You can hail them in the street, so they will require a different insurance coverage than private hire taxis. The most recognisable type of public hire taxi vehicle is the traditional black cab or hackney carriages. These usually have a ‘taxi’ sign on top of the vehicle.
Private Hire Taxi Companies: On the other hand, there is private hire taxi insurance. These vehicles must be pre-booked by customers and do not display a ‘taxi’ sign. While they cannot be hailed directly on the street, it is common for them to feature vehicle advertising signage.
Taxi Company Insurance: We can also provide insurance that covers all of your fleet, cars, drivers, liabilities, taxi office, stock, and more when you build a bespoke taxi company insurance via our commercial combined policy.
Types of Taxi Insurance
Third-party only: This is the minimum level of insurance required by law. This will cover third-party liabilities in the event of an accident.
Third-party, fire & theft: This offers the same level of insurance Third Party Only, but also covers things such as fire or the theft of your vehicle.
Comprehensive: This provides the same level of protection as Third Party Fire & Theft, but it will also cover you and your vehicle in the event of an accident, such as hospital fees, repair, or replacement of a vehicle.
What are the benefits of Taxi Insurance?
Security: When you take out insurance, the risks associated with being a taxi are dramatically reduced. That’s got to be great news for any driver or a business owner!
Save money: When you insure all of your vehicles under one taxi insurance policy you could potentially save on costs. As you gain claim-free years, you may see your premiums reduce.
Less hassle: Ensuring your whole business under one taxi company insurance policy makes everything easier and faster to deal with. You deal with one company, one claims number, and one person in most cases, saving you time and hassle!
We Can Cover all Your Insurance Needs
You should consider that it’s not just your taxi that you need to insure, it’s your livelihood. At 1st Choice Insurance, we’ll use our extensive experience and knowledge to find you the right cover a competitive price. We offer additional protection including:
- Employers Liability Insurance
- Public Liability Insurance
- Goods In Transit
- Legal Cover
In this day and age, we live in a growing compensation culture. Ensuring that you have Public Liability Insurance means that you can still provide assistance to your passengers outside your vehicle. This would protect you when you help to carry baggage, or just opening doors to help people in or out of your vehicle. You can do this without having to worry about claims being made against you for accidental damage or injury.
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