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Modified Van Insurance

Making sure your modified van has the correct modified van insurance could be the difference between a payout, or huge loss. Don’t be put off, often rates are lower than people might think. If you’re unhappy with your current prices, get a quote from us today!

At 1st Choice Insurance, our team will use their specialist knowledge of the insurance market to ensure you get the cover you need at the right price for your Modified Van Insurance. We believe that everyone deserves great value on their insurance policies, which is why we offer great value for money with incredible savings. Call us today on 0800 078 7003 – 0300 600 0603 or complete our Get a Quote Form.

What do insurance companies class as modifications?

All modifications from the factory standard must be declared to your insurer, otherwise you risk invalidating your insurance cover.

Any changes made to a van that alters it’s appearance or performance are classed as modification, e.g. adding a spoiler, modifying the engine, suspension or steering; replacing standard wheels with alloys etc. will be reflected in the premium. It could also include fitting a tow bar or other changes to the van’s bodywork.

Other modifications could include converting your van to a camper van or modifying it to carry a surfboard or other sports and hobby equipment. Even removing existing seats from a van can be seen as a modification and must be notified to your insurer.

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The Road Traffic Act has ensured that van insurance has been a legal requirement for all drivers on the road and by law, you are obliged as a driver to be insured against the risk of causing damage or injury to people or property.

Without valid van insurance, you could face fines or a driving ban if they’re caught. The only time that insurance is not required is if your vehicle is registered as off-road with a Statutory Off Road Notice (SORN).

If you use a van for work and are looking for a competitive premium for your courier business, click on one of the links below for more information:

  • Courier Van Insurance
  • Courier Car Insurance
  • Goods in Transit insurance

Get Modified Van Insurance Quotes Now

Whatever your requirements, 1st Choice Insurance is here to help. Call our friendly, experienced team on 0800 078 7003 – 0300 600 0603 for a no obligation quotation or use our Get a Quote Form to request a call back.