Paving Contractor Insurance
We compare and find the best Paving Contractor Insurance deals for our clients. By comparing our wide panel of leading insurers, we ensure you get the best policy, for the best price. Call us today or click to get a Paving Contractor Insurance quote!
What is paving contractor insurance?
Paving contractor insurance is a form of extended business insurance that has been designed to protect professional pavers, drive layers, and road surface layers against loss or damage. People working in this industry often face unique challenges from their working environment, including an extra risk of accidents and injuries, potential loss of business income, and a greater risk of equipment damage and loss due to theft.
Coverage options are likely to include public liability, professional indemnity, tools and equipment, vehicle insurance, workers compensation, loss of business income, and employers’ liability to name just a few. While it is possible to cover yourself against some of these eventualities with general business insurance and separate contracts, dedicated paving contractor insurance is the best way to ensure full protection.
Without specialised coverage, you’re leaving yourself open to a range of potential problems. Here at 1st Choice Insurance, we provide drive laying insurance and road surfacing insurance that leaves nothing to chance.
Who needs paving contractor insurance?
Paving contractor insurance is designed to protect people who operate a business in the paving and road surfacing industry. Whether you’re laying paving for patios and pool areas or surfacing driveways, it’s important to get the protection that your business demands. Whether you’re a large contractor or a small subcontractor, anyone laying paving or surfacing roads needs to ensure an adequate level of public liability protection. This type of insurance will protect your business if your professional activities result in property damage or personal injury to a third party.
Along with public liability, professional pavers need to ensure coverage for their tools and equipment. While many standard business policies cover theft, the specialised and expensive nature of paving equipment often needs to be addressed on its own terms. Tool insurance is always recommended so that you can protect your business assets at all times. The mobile nature of paving businesses may also call for extended vehicle insurance and goods in transit cover, both of which can be bundled together in a comprehensive road surfacing insurance policy.