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Goods in Transit Insurance

Goods in Transit Insurance, also known as GIT insurance, covers goods against loss or damage whilst in your vehicle. Whether you are transporting materials to and from a site, or delivering goods on behalf of a customer, with goods in transit courier insurance you can have peace of mind that these items are covered. Get a cheap goods in transit insurance quote from 1st Choice today!

What is Goods in Transit Insurance?

Good in Transit Insurance is typically an additional cover to courier, commercial vehicle, or HGV insurance. Those types of policies usually cover the vehicle itself, while the goods in transit insurance covers the contents of the vehicle. Commercial van and courier insurance policies can sometimes include goods in transit cover, but usually this is only up to a certain value.

Separate GIT insurance is likely to be necessary for any businesses that operate with more than a single vehicle, so anyone running a fleet of vans or trucks.

What does Goods in Transit Insurance cover?

If the goods are lost, stolen, or damaged in transit, having GIT insurance cover in place and putting in a claim could make it possible to recover the cost of these goods. Transport businesses are often subjected to delays, this can happen when parcels are; misplaced, mislabelled, delivered to an incorrect address, or signed for by someone other than the intended recipient. If there is ever a situation where a delivery cannot be made at a guaranteed time, then goods in transit courier insurance cover can protect against costs to the business.

Also, Good in Transit Insurance usually only covers goods whilst they are actually ‘in transit’, not whilst they are sat in the vehicle at the depot or stored within the warehouse itself. However, some policies can include protection for items left in the vehicle overnight, as long as that vehicle is securely locked and parked in a safe place. It’s always wise to check over the policy for details of exactly what’s covered.

Don’t forget that different policies offer different levels of coverage, so it’s important to fully inform the insurer or broker about the type of cargo you will be carrying, how often you’ll be carrying it and to be as accurate as possible about its value. The right goods in transit courier insurance policy for you will also depend on the nature of the business or individual circumstances.

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Who needs Good in Transit Insurance?

Goods in Transit Courier Insurance does what it says on the tin, it covers the goods that you’re transporting against loss, theft, and damage. If you’re a courier or work in the haulage industry, then you will probably need goods and transit insurance, especially if the cargo you carry isn’t yours.

1st Choice understand that a Good in Transit Insurance (GIT Insurance) isn’t just for Couriers, but may also be required for the following:

… basically, if you move any goods from point A to point B in a vehicle, then you need Goods and Transit Insurance.

So, is goods in transit insurance a legal requirement?

Good in transit insurance is NOT required by law, but realistically any businesses offering haulage or courier services, delivering their own stock to customers or removal services would benefit greatly from making sure they have it. The cost of replacing any goods that are lost or damaged whilst in your care, could be disastrous to your business. Not to mention that also, lots of customers insist on you having suitable insurance coverage for their goods, so it can become a tricky affair to win contracts if you don’t have goods in transit courier insurance in place.

It would also be sensible for those in the motor trade and vehicle recovery business to take out goods and transit insurance cover, as they could be wanting to transport expensive business equipment and parts, new vehicles to be sold or even client’s vehicles that in for repair that would all need to be protected.

Why 1st Choice for Good in Transit Insurance?

At 1st Choice Insurance, our team will use their specialist knowledge of the market to ensure you get the goods and transit insurance cover you need at the right price. To get competitive quotes from our panel of insurers, we’ll ask you a series of quick questions about your business and the cover you require, then we’ll review the options available and advise you which ones might be most suitable. We’ll also explain any optional or extra costs to you, to ensure you have all the facts before taking out cover.

We work with some of the biggest insurance companies in the industry, we have access to a wide range of suitable cheap goods in transit insurance policies, we can offer quick quotations, documentation straight into your inbox and sometimes immediate coverage. Why look anywhere else?

Get a competitive GIT Insurance quote today

1st Choice are a trusted commercial insurance brokerage providing broker services across the UK for nearly 10 years. We’re fully independent, which means we’re not tied to any specific providers or corporations, so you can rest assured that our advice is unbiased and we’re looking out for you and your business first. If you’re looking for Cheap Goods in Transit Insurance cover, 1st Choice Insurance is here to help. Call our friendly, experienced team on 01743 770 500 for a no-obligation Goods and Transit Insurance quote or use our Get a Quote Form to request a call back.

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