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Family Fleet Insurance
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Family Fleet Insurance
Family fleet insurance is a good option because you can insure all your vehicles under a single policy. As a leading fleet insurance broker, 1st Choice is here to offer a flexible and cheap family car insurance policy tailored to the needs of you and your family unit. Our supportive team will perform a family fleet car insurance comparison just for you. We’ll compare up to 80+ car insurance family policies from the top providers on the market to save you time, hassle, and money. Get a cheap family car insurance quote today; simply give us a call or fill out our quote form online.
Get a family fleet car insurance quote today.
We will make sure that you can make an informed choice and explore all the options available to you. Our team of specialists can advise on the most suitable level and type of cover for your needs. We can provide instant cover, documents via email, and excellent customer service. Also, because we are a small team of experts, we offer you a complete one-to-one service, so you can speak to one person who understands your family fleet car insurance needs.
If you’re looking for a family fleet insurance comparison, 1st Choice is here to help. Call our friendly, experienced team on 01743 770 500 for a no-obligation insurance quotation or use our Get a Quote form to request a call back.
Who can get Family Fleet Insurance?
Normally, you can take out a family fleet car insurance policy if you have two or more vehicles, although the higher number will be restricted according to the terms and conditions of each insurer. The policy can be taken out to cover a household or immediate family, but this should also be verified beforehand, as terms vary from insurer to insurer. Typically, as long as the vehicles you want to insure under the family fleet are all registered at the same address and not used commercially, you can include them on a single car insurance family policy.
If you’d like to insure vehicles used for commercial purposes all under the same policy, you can, but fleet policies have different rules for commercial use. You will need commercial fleet insurance, and you’re in the right place because this is an area that we specialise in. You can read more here.
What are the benefits of Family Fleet Insurance?
Some of the benefits of a car insurance family policy include that you know exactly who you are insured with and when renewal is due for all vehicles. The management is much easier to sort out, and the policy can be revised to add or remove household members as necessary, for example, when a family member is moving away temporarily for the likes of the military or university and taking their car with them.
You get all the advantages of separate policies, but then you often get extra discounts for each additional vehicle included in your policy. Get flexible payment options; pay annually for some vehicles and monthly for others; it’s up to you. It’s also possible to get different levels of cover for each vehicle too, like fully comprehensive cover on one car and third party only on another, or different levels of excess for each vehicle.
Before you agree to a policy, it’s always worth verifying with the insurer whether your no-claims bonus could be affected if another car on the family fleet policy ends up making a claim. However, it’s most common for providers to let you keep your no-claims bonuses separately for each vehicle.
Types of Family Fleet Insurance Cover
Here at 1st Choice, we can offer a family fleet car insurance policy to suit any kind of vehicle you have in your household, from motorbikes to cars to campervans. As with other kinds of vehicle insurance, you can choose between three different levels of car insurance family fleet cover.
Third Party Only is the lowest level of cover, providing no protection for your own vehicles, but it does cover you in the event that someone else’s vehicle or property is damaged by one of yours.
Comprehensive cover is the highest level, fully protecting your own vehicles as well as vehicles or property belonging to other people. Regardless of whose fault an accident was.
In between the two, Third Party, Fire and Theft offers the same cover as Third Party Only but also insures your own vehicles in the event that they’re stolen or in a fire. Don’t worry if this all seems complicated, we will talk you through all your options and help you decide what would suit your needs.
Get cheap family car insurance from 1st Choice
- Need great-value Family Fleet Car Insurance? As experienced Insurance Brokers, we can find the most suitable car insurance family fleet policy for you. We have built relationships with over 80 leading insurance brands, allowing us to find great-value family car insurance, compare, and secure excellent rates that will suit a variety of households and their budgets. That’s why we are fast becoming one of the UK’s leading insurance brokers! Better still, we are rated 5 stars by over 95% of our customers on Reviews.co.uk – check out our reviews for yourself. Great service, great price – that’s why we are 1st Choice Insurance!
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