Don’t be tempted to go for too powerful an engine – insurance companies take into account how powerful your car is (increased speed = increase chances of an accident) as well as the value of the vehicle (how much it would cost to repair/replace in the event of an accident).

Choose a car with a smaller engine size, a standard model, approximately 1 litre capacity and free from modifications.

Currently, the best new cars for young motorists are the Volkswagen Up!, Seat Mii, Ford Ka, Renault Clio, Vauxhall Corsa or other similar small cars. You can check the insurance group for your prospective car by visiting A good reliable second hand (i.e. lower value) car could help reduce your premium.