HGV Fleet Insurance
If you manage a heavy goods vehicle fleet, then you know the challenges and responsibilities that come with the job. That’s why you need an HGV fleet insurance policy that is carefully created to target your specific needs. Making sure your fleet of vehicles is maintained and protected is a top priority. With all the rules and laws of the road, you want to be sure your fleet is safe.
What is HGV Fleet Insurance?
Lorry and HGV fleet insurance is insurance that covers multiple heavy goods vehicles under one policy. You receive the same type of coverage that you do with a single policy, but it extends to all your designated vehicles. So, you don’t have the burden of multiple policies, multiple bills, and piles of paperwork. Obviously, this is a benefit to any busy business owner.
Who needs HGV Fleet Insurance?
If you own or operate three or more heavy goods vehicles, then an HGV fleet insurance policy is the right one for you. You reap the benefits of multiple vehicle discounts, reduced paperwork, and one overarching plan that keeps everyone protected seamlessly. For those heavy goods vehicle operators who have fewer than three vehicles, then separate policies are more practical.
Features/Benefits of HGV Fleet Insurance
HGV fleet insurance offers many benefits and covers a wide range of areas. For one thing, it doesn’t matter what type or number of vehicles you have as long as they are all HGV. Your mixed fleet can consist of five vehicles or fifty vehicles. It doesn’t matter if you have lorries, tippers, or articulated trucks, your fleet insurance policy will cover the entire fleet. The good news is you and your crew will be protected whether you’re on the road in transit or parked for the night.
With lorry fleet insurance you can rest knowing that your policy will handle the following protections:
- Accident damage
- Breakdowns due to vehicle malfunctions
- Damage due to nature
- Hauliers liability insurance
- Public liability
- Employer’s liability
- Income protection
- Business interruption
- Engineering coverage
- Legal expenses
- Telematics (black box) policies
- Uninsured loss recovery
- GAP Insurance
Sometimes accidents extend to personal or property damage. This can be devastating without proper coverage. That’s why you’ll be relieved to know lorry fleet insurance makes sure you have all the protection you need in the areas of personal liability, personal injury, and property damage. In fact, you can customise your truck fleet insurance to include exactly the amount of coverage you think is best based on your needs. Purchasing HGV fleet insurance is a smart choice that will make your business operations more efficient.
Why choose 1st Choice HGV Fleet Insurance?
With a friendly and knowledgeable sales team, we will make sure that you can make an informed choice and explore all the options available to you. We can advise on the best level and type of cover. Best of all, we offer flexible payment methods to suit all budgets. Also, because we are a small team of experts, we offer you a complete one to one service so you can speak to one person who understands your HGV insurance needs!
Get a Fleet Insurance Quote Now
If you’re looking for HGV fleet Insurance cover, 1st Choice Insurance is here to help. Call our friendly, experienced team on 01743 770500 for a no obligation lorry fleet quotation or use our Get a Quote Form.