HGV Fleet Insurance
Need HGV Fleet Insurance? If you manage a heavy goods vehicle fleet, then you know the challenges and responsibilities that come with the job. That’s why you need a truck fleet insurance policy that is carefully created to target your specific needs. Making sure your fleet of heavy goods vehicles is maintained and protected is a top priority. With all the rules of the road, you want to be sure your fleet is safe, so 1st Choice will make sure we help you find a great fleet truck insurance policy that covers all your bases.
What is HGV Fleet Insurance?
HGV fleet insurance, also known as truck fleet insurance or lorry fleet insurance, covers multiple heavy goods vehicles under one policy for your convenience. You receive the same type of coverage that you do with a single policy, but it extends to all your designated vehicles. So, you don’t have the burden of multiple policies, multiple bills, and piles of paperwork. Obviously, this is a benefit to any busy business owner. Fleet truck insurance policies offer peace of mind, accessibility, and huge cost savings long-term. 1st Choice will find and compare haulage fleet insurance from the leading providers, saving you time, hassle, and money!
Who needs HGV Fleet Insurance?
If you own or operate three or more heavy goods vehicles, then a lorry fleet insurance policy is the right one for you. You reap the benefits of multiple vehicle discounts, reduced paperwork, and one primary plan that keeps everyone protected seamlessly. For those heavy goods vehicle operators who have fewer than three vehicles, then separate policies are often more practical. We like to make sure our clients get the most suitable fleet truck insurance, so we take time to listen to your needs, understand your business and build a bespoke policy. This makes sure you get peace of mind, whilst paying a great value for money price for the correct level of protection.
Features/Benefits of HGV Fleet Insurance
HGV fleet insurance offers many benefits and covers a wide range of areas. For one thing, it doesn’t matter what type or number of vehicles you have as long as they are all HGV. Your mixed fleet can consist of five vehicles or fifty vehicles. It doesn’t matter if you have lorries, tippers, or articulated trucks, your fleet insurance policy will cover the entire fleet. The good news is you and your crew will be protected whether you’re on the road, in transit or parked for the night. Fleet truck insurance also allows your business to become fleet rated, for every year of claim free driving, which can make your vehicle fleet not only easier to manage but cheaper to insure.
What does Truck Fleet Insurance cover?
Carrying goods and making deliveries, whether long or short haul, is an essential part of your business, and we understand a lot of costs can be involved should the worst happen. With a helpful and experienced sales team, we will make sure that you can make a fully informed choice and explore all the options available to you. Our truck fleet insurance experts can recommend the most appropriate protection level and type of cover for your requirements.
You can rest assured knowing that your policy will handle the following protections:
- Accident damage
- Breakdowns due to vehicle malfunctions
- Vandalism
- Damage due to nature
- Goods-in-transit
- Hauliers liability insurance
- Public liability
- Employer’s liability
- Income protection
- Business interruption
- Engineering coverage
- Legal expenses
- Telematics (black box) policies
- Uninsured loss recovery
- GAP Insurance
Sometimes accidents extend to personal or property damage. This can be devastating without proper coverage. That’s why you’ll be relieved to know lorry fleet insurance makes sure you have all the protection you need in the areas of personal liability, personal injury, and property damage. In fact, you can customise your fleet truck insurance to include exactly the amount of coverage you think is safest based on your needs. Purchasing HGV fleet insurance is a smart choice that will make your business operations more efficient.
Why choose 1st Choice HGV Fleet Insurance?
With a friendly and knowledgeable sales team, we will make sure that you can make an educated choice and explore all the options available to you. We can advise on all levels and types of cover. Best of all, we offer flexible payment methods to suit all budgets. Also, because we are a small team of experts, we offer you a complete one to one service so you can speak to one person who understands your haulage fleet insurance needs! Over 95% of our clients on Reviews.co.uk rate us as ‘Excellent’ – check out our latest reviews HERE. There’s no wonder so many of our clients choose to stay with us year on year. Why look anywhere else?
Get a Fleet Truck Insurance Quote Now
If you’re looking for HGV fleet Insurance cover, 1st Choice Insurance is here to help. Working with some of the biggest logistics and fleet truck insurance companies in the industry, we have access to a wide range of policies and can offer quick quotations. Call our friendly, experienced team on 01743 770500 for a no obligation lorry fleet quotation or use our Get a Quote Form.