Small Fleet Insurance
As a leading small fleet insurance broker, also known as minifleet insurance, 1st Choice is here to offer a flexible policy fully customised to the needs of your business. We can offer minifleet insurance on just two or more vehicles. We compare up to 80+ minifleet insurance policies to find the best policy for you. Get a great value quote today, simply give us a call or fill out our quote form online.
What is Small Fleet Insurance?
If you have more than one vehicle and you run a business, you could save money by taking out a minifleet insurance policy. This fleet insurance is a kind of business vehicle insurance that covers 2 to 12* vehicles at a time. Whether you operate several company cars, a taxi business, a group of delivery vans, or HGVs, or even a mixture of different types of vehicle, a minifleet policy has the flexibility to cover a variety of vehicles and vehicle types as your business operates.
The benefits of Minifleet Insurance
Keeping track of the maintenance and operation of numerous vehicles can be complicated but insuring them needn’t be. The great thing about minifleet insurance cover is that it insures all your business vehicles on a single policy, which means you only have one renewal date to worry about and you can add or remove vehicles whenever you like. You can get complete peace of mind that all your vehicles are covered at all times and what’s more, taking out a policy tailored to your business needs, could save you money over the cost of insuring your vehicles and other aspects of your business individually.
For your convenience, we can also add on extras such as public and employers’ liability insurance so that all your legal obligations are met by a single policy. Depending on your requirements, you can choose to save money by only insuring specific named drivers on particular vehicles, or drivers over a certain age and you can also just cover any driver to drive any vehicle on your fleet.
Types of Small Fleet Insurance we offer
We can offer minifleet insurance to suit any kind of vehicle you have in your business, including Courier, Taxi, Minibus, Coach, HGV, Van and Company Car. As with other kinds of vehicle insurance, you can choose between three different levels of small fleet cover…
Third Party Only is the lowest level, providing no protection for your own vehicles, but it does cover you in the event that someone else’s vehicle or property is damaged by one of yours.
Comprehensive is the highest level of cover, protecting your own vehicles as well as vehicles or property belonging to other people. Regardless, of whose fault an accident was.
In between the two, Third Party, Fire and Theft offers the same cover as Third Party Only but also insures your own vehicles in the event that they’re stolen or in a fire. Don’t worry if this all seems complicated, we will help build the perfect motor fleet cover for your requirements.