We compare and find the best Catering Insurance deals for our clients. By comparing our wide panel of leading insurers, we ensure you get the best policy, for the best price. Call us today or click to get a Catering Business Insurance quote!
What is catering insurance?
Catering business insurance is a form of business insurance designed to protect professional caterers and food workers from loss or damage related to their profession. This form of insurance combines multiple protections in a single policy structure, including things like public liability, employers’ liability, equipment cover, fire and theft, general business insurance, business interruption cover, and more. Depending on your business model, insurance for caterers may also include professional indemnity and product liability. Here at 1st Choice Insurance, we provide catering insurance and other specialist insurance packages for contractors across the United Kingdom.
Who needs catering business insurance?
Catering business insurance is recommended for anyone who is offering catering and related services on a commercial basis. Whether you’re a sole trader working from home, a small family business, or a large commercial kitchen, it’s important to get insurance that covers your entire operation. Even a small gap in your coverage could leave your business exposed to legal and financial damages. When you take out dedicated insurance for caterers, you can relax and take care of running your business knowing that you’re covered. Here at 1st Choice Insurance, we offer customised insurance products that leave nothing to the imagination.
Caterers and food service businesses have to deal with multiple challenges on a daily basis. Along with the provision of fresh and tasty food, caterers also need to ensure the safe preparation, cooking, and transportation of food products. If a single ingredient happens to be old and someone gets sick, your entire business is exposed. Public liability protection is necessary to minimise the risks associated with causing harm to a third party. While this type of coverage is normally recommended, it’s especially critical when you’re involved in the food service industry
Got a Catering Van? Read more about Catering Van Insurance here.