Museum Insurance
As a leading Museum and Attractions Insurance broker in the UK, 1st Choice offer plenty of skill in finding the best insurance quote for our clients. With an approachable and experienced sales team, we will make sure that you can make an educated choice and explore all the best museum insurance options available to you.
What is Museum and Attractions Insurance?
Museum insurance cover is a special type of business insurance tailored to the needs of museums and visitor attractions. Whether you operate a seaside novelty attraction, an independently run heritage site, or a large museum that’s part of a trust, a museum insurance policy provides all the protection you need under a single umbrella. While many of the coverage options required by attraction owners are the same as those required by other businesses, many museums have specific needs when it comes to their business insurance.
For example, because you are constantly working with members of the general public, which will potentially include busloads of children each day, you will need to obtain public liability coverage. Then, anyone who employs exhibition staff or operates through volunteers is required by law to have employer’s liability insurance. As a museum owner, you will also need protection for your stock if you have a gift shop, and not to mention protection for your exhibits themselves, with products liability, fire and theft, property insurance and many other coverage options designed to protect your business and irreplaceable artifacts or exhibits in your care. Property protection is particularly important, as it can also cover any pieces held in trust, which means that if you are entrusted with an item to restore or display that doesn’t belong to you; you still have protection should something go wrong whilst it’s in your care.
What does a Museum Insurance policy cover?
We can advise on the best level and type of museum and attractions insurance cover for your business, including:
- Buildings, Contents & Stock
- Seasonal increase cover
- Accidental damage
- Fixtures and Fittings
- Glass and Signage
- Property Protection
- Business Equipment
- Employer’s Liability
- Public Liability
- Products Liability
- Loss of Income & Business Interruption
- Goods in Transit
- Legal cover
- All risks cover
You don’t have to list every single exhibit you would like to insure; you just need to specify the total value. If you have a large collection this can seem like an overwhelming and time-consuming task, so when you come to us for Museum Insurance, we will keep everything straightforward and uncomplicated for you. Our insurance advisors will guarantee you are fully covered for all situations and make you aware of all your options and any potential risks.
We offer high quality customer service, flexible payment options, documentation via email and instant cover. There’s no wonder that over 90% of our clients on Reviews.co.uk rate us as ‘Excellent’. Let us take care of searching the panel of insurers for you to find your perfect policy and save you valuable time and money!
Why get a Museum Insurance quote off 1st Choice?
Comparison sites are good for personal lines, but with anything business related you can be at high risk of being underinsured. This is because their online forms often only give you the cost based on the information you have added, potentially without any insurance knowledge. You could have unintentionally not checked something, or maybe inputted the wrong information by mistake, and these errors, although minor, can affect you receiving a claim pay out when you need it the most.
1st Choice Insurance can tailor your museum and attractions insurance policy to meet the needs of your business. You can rest assured that when you take out a commercial insurance policy with us, we will go through every document and form with a fine tooth comb, so that you have the correct protection in place and give you peace of mind.
While you can always take out separate insurance contracts for things like property and stock, having all your coverage in one easy-to-manage policy is the best way to avoid gaps in your protection. Here at 1st Choice, we have the knowledge and experience required to customise a museum insurance policy to meet your specific needs.
Get a bespoke museum and attractions insurance quote!
We work with some of the biggest insurance companies in the insurance industry and have access to a wide range of policies, we can offer a quick museum insurance quote and instant cover. If you’re looking for insurance for your museum or visitor attraction, we’re here to help, simply fill out the Get a Quote form or call our team on 01743 770500 for a no-obligation quote.