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Restaurant Insurance

From roadside bistros to celebrity restaurants, they all have one thing in common – restaurant insurance renewals! Let us take care of searching the panel of insurers for you to find your perfect restaurant insurance policy and save you time and money. Get business insurance for a restaurant today!

What is restaurant insurance?

Restaurant insurance, also known as restaurant business insurance, is a form of business insurance designed to meet the needs of the food service industry. Modern cafés and restaurants face a number of challenges when it comes to insurance cover, with tailored policies the best way to ensure full protection. We can provide great value policies for all restaurant types. Whether you’re looking for insurance for your local unique eatery or fancy restaurant chain, we can combine a number of individual coverage options in a single policy with a single premium.

What does restaurant insurance cover?

At 1st Choice Insurance, our team will use their specialist knowledge to find you the right insurance and ensure you get the cover you need at the right price. We can advise on the best level and type of restaurant insurance cover. We offer a tailored package for your specific requirements, including:

  • Buildings, Contents & Stock
  • Accidental damage
  • Business interruption
  • Loss of license
  • Public Liability & Employers Liability
  • Glass and signage
  • Personal accident
  • Legal cover
  • Door staff/security personnel
  • Money on-premises …and many more

All food and drink based establishments in the UK, will need the right insurance to ensure they’re covered properly.

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Who needs a restaurant insurance quote?

Restaurant business insurance is recommended for anyone who is running a restaurant or bistro in the UK. While products such as property insurance, vehicle insurance and public liability can be taken out separately, this way of working is likely to leave significant gaps in your coverage. A customised insurance policy is the best way to ensure full coverage against all eventualities.

For example, someone running a modern restaurant is likely to need employers liability protection to protect their staff, loss of income protection in case the business is unable to function, plus fire and theft coverage in the case of a fire or break-in. Taking out individual general insurance contracts is expensive and risky, tailored solutions are the only way to fully protect your assets and income.

Insurance cost structures depend on many things, including the size and location of your business, the number of people you employ, whether you’re renting and the use of delivery vehicles, among many other factors. Here at 1st Choice Insurance, we can generate new insurance contracts and advise you about gaps in your existing coverage, so you can get the restaurant cover protection that you deserve.

Benefits of Restaurant Insurance

There are numerous advantages associated with custom insurance policies such as restaurant business insurance. First and foremost, a tailored policy allows you to fill the gaps in your current coverage. This can be especially important for restaurants and anyone who is serving food to members of the general public.

Secondly, a tailored insurance policy is often cheaper and more flexible than a general policy, with individual coverage options either extended or reduced based on the business in question. If you need to access insurance for your food service business, please give us a call today at 1st Choice Insurance.

Get a restaurant insurance quote today!

With a friendly and knowledgeable sales team, we will make sure that you can make an informed choice and explore all the options available to you. If you’re looking for an insurance quote, 1st Choice Insurance is here to help. Call our friendly, experienced team on 0800 078 7003 – 0300 600 0603 for a no-obligation insurance quotation or use our Get a Quote Form.