Auto Electrician Insurance
In a world where vehicle electronics grow more sophisticated by the day, auto electricians are an essential part of the motor trade. It’s a professional skill and as with many expert trades, this can involve expensive equipment. Auto Electrician Insurance will ensure you remain fully covered. Get Auto Electrician Insurance quote now!
We are Auto Mechanics Insurance Experts – At 1st Choice Insurance, our team will use their specialist knowledge of the auto electrician insurance market to ensure you get the cover you need at the right price. We can advise on the best level and type of auto traders insurance.
What is Auto Electrician Insurance?
Auto electrician insurance is a type of motor trade insurance that has been tailored to meet the needs of modern auto electricians. Also known as auto electrician trade insurance, this type of auto mechanic insurance provides additional coverage options not available in some off-the-shelf policies. Typical protection options provided in these contracts include public liability, employers’ liability, business premises, fire and theft, tools and equipment, loss of business income, just to name a few.
Who needs Auto Electricians Motor Trade Insurance?
Auto electrician insurance is recommended for all businesses who work on the electrical system of vehicles. Whether you’re a small mobile operator or a large service station, it’s important to ensure that you’re protected against any loss or damage that results from your business activities.
While it’s possible to take out individual insurance policies for things like business premises and loss of income protection, it’s normally cheaper and safer to get auto electricians motor trade insurance that has been tailored to meet your needs.
Do you drive customers’ vehicles while they’re in your care? Do you employ staff? Are you covered against accidents or injuries that may occur to members of the general public? If you answered yes to any of these questions, you need to make sure that you’re covered.
Auto electricians face a number of challenges in their daily working life, including electrical burns and cuts, accidents and injuries, and loss of tools and equipment due to mobile operation. It’s important to speak with an insurance broker regarding your needs and expectations from insurance in order to get the protection that your business deserves.
Benefits of Auto Electrician Insurance
Motor trade policies often come in two configurations, with road risk only coverage protecting you while you’re on the road and combined coverage providing a number of individual protections under a single policy umbrella. Because auto electricians motor trade insurance has been designed specifically for this sector, it includes all of the protections that your business will need going forward.
Here at 1st Choice Insurance, we provide tailored insurance products to a wide range of UK auto businesses. For example, if you’re operating as a mobile auto electrician, you may need additional protection for goods in transit and equipment loss or theft away from premises. If you’re working in a service garage operated by another business, we may be able to help you save costs on building insurance. Whatever your needs are from auto mechanic insurance, we’re here to help you get the coverage that your business deserves.
What’s included in Auto Electrician Insurance?
With a friendly and knowledgeable sales team, we will make sure that you can make an informed choice and explore all the options available to you. Depending on your requirements, we can advise on the best level and type of auto traders insurance, including:
Road Risks Insurance Cover – this is the most basic level of cover for motor trade and allows you to drive any of your own personal vehicles, plus for motor trade purposes only, customer vehicles. There are three levels of cover to choose from: Comprehensive, Third Party Fire & Theft and Third Party Only. You can also cover trade plates, additional business occupation and demonstration cover.
Combined Motor Traders Insurance – does what it says on the tin! This is Road Risks Cover plus a tailored range of additional insurances to protect a business/trader in the event of a claim or loss. This type of insurance is very much dependent on the individual business. Types of cover you may wish to consider could include:
- Employers Liability
- Public Liability
- Professional Liability
- Sales & Service Liability
- Engineering Inspection
- Uninsured Loss Recovery
- Defective Workmanship
- Variable levels of indemnity
- Premises, plant and tool cover (including on-premises cash, stock, office contents, machinery, tools, buildings)
- Additional use for other business occupations
- Business Interruption
- Goods in Transit
Get an Auto Electrician Insurance Quote
Our team at 1st Choice Insurance believes that everyone deserves great value on their Auto Mechanic Insurance policies, which is why we offer great value for money with incredible savings. Call us today on 0800 078 7003 – 0300 600 0603 or complete our Get a Quote Form.
We offer a fantastic service, flexible payment options, documentation via email and instant cover. Let us take care of searching the panel of insurers for you to find your perfect auto electrician insurance policy, and save yourself time and money!