Body Shop Insurance
If you are running a crash repair and body shop garage business, having the right body shop insurance cover in place is vital, no matter whether you work full-time or part-time, from your garage at home or from designated business premises. Get a competitive auto body insurance quote today!
Whether you run a body shop, crash repair business, or work as a panel beater or welder, at 1st Choice Insurance, our team will use their specialist knowledge of the motor trade, garage and body shop insurance market to ensure you get the cover you need at the right price. We can advise on the best level and type of auto body insurance cover, based on your circumstances.
What is body repairs insurance?
Body repair insurance, also known as body shop insurance or auto repair insurance, is a type of auto trade policy designed to protect body repair centres. Auto collision repair shops face a number of daily challenges. Many of these require insurance protection. Whether it’s dent and scratch removal or panel replacement, this heavy-duty work can easily lead to accidents and injuries.
Body shop insurance helps to protect you against these risks, with liability protection also provided. All of these protect you from third-party accidents and the potential damage or theft of customer vehicles. Auto body insurance combines a range of individual insurance protections in a single, easy-to-use policy.
While some body repair businesses simply take out a road risk policy or combine individual insurance products together, this way of working can be expensive and highly risky. In contrast, dedicated body shop insurance is designed to meet the specific needs of this automotive sector.
Along with public and employers’ liability, auto repair insurance can also provide coverage for property, tools and equipment. It also protects from fire, theft and the loss of business income.
Who needs Body Shop Insurance?
Vehicle repair insurance is recommended for anyone who is operating a body repair shop on a commercial basis. Car maintenance insurance comes in many forms, so it’s important to find a policy that is tailored to meet your needs.
Whether you’re a small independent operator or you employ 20 people, everyone needs to be protected against the loss or damage associated with running a business. Body shop insurance helps you to avoid coverage gaps by providing all of the protection you need in a single Body Shop Insurance policy.