Compare Crash Repairs / Body Shop Insurance

Get a Quote
Get a Quote
0300 600 0603
0300 600 0603

Home » Motor Trade Insurance » Crash Repairs/Body Shop Insurance

Body Shop Insurance

If you are running a crash repair and body shop garage business, having the right body shop insurance cover in place is vital, no matter whether you work full-time or part-time, from your garage at home or from designated business premises. Get a competitive auto body insurance quote today!

Whether you run a body shop, crash repair business, or work as a panel beater or welder, at 1st Choice Insurance, our team will use their specialist knowledge of the motor trade, garage and body shop insurance market to ensure you get the cover you need at the right price. We can advise on the best level and type of auto body insurance cover, based on your circumstances.

What is body repairs insurance?

Body repair insurance, also known as body shop insurance or auto repair insurance, is a type of auto trade policy designed to protect body repair centres. Auto collision repair shops face a number of daily challenges. Many of these require insurance protection. Whether it’s dent and scratch removal or panel replacement, this heavy-duty work can easily lead to accidents and injuries.

Body shop insurance helps to protect you against these risks, with liability protection also provided. All of these protect you from third-party accidents and the potential damage or theft of customer vehicles. Auto body insurance combines a range of individual insurance protections in a single, easy-to-use policy.

While some body repair businesses simply take out a road risk policy or combine individual insurance products together, this way of working can be expensive and highly risky. In contrast, dedicated body shop insurance is designed to meet the specific needs of this automotive sector.

Along with public and employers’ liability, auto repair insurance can also provide coverage for property, tools and equipment. It also protects from fire, theft and the loss of business income.

Who needs Body Shop Insurance?

Vehicle repair insurance is recommended for anyone who is operating a body repair shop on a commercial basis. Car maintenance insurance comes in many forms, so it’s important to find a policy that is tailored to meet your needs.

Whether you’re a small independent operator or you employ 20 people, everyone needs to be protected against the loss or damage associated with running a business. Body shop insurance helps you to avoid coverage gaps by providing all of the protection you need in a single Body Shop Insurance policy.

Get a Quote

  • Date Format: DD slash MM slash YYYY
  • Date Format: DD slash MM slash YYYY
  • By submitting this form you agree to our Terms & Conditions & Privacy Policy

Benefits of body repairs insurance

Auto body insurance and other motor trade products enable automotive businesses to protect themselves and their customers in the face of loss or damage. From the theft of a customer’s car or an employee accident, it’s crucial that you’re covered against all contingencies. 1st Choice Insurance provides hard-working businesses with dedicated vehicle repair insurance across the UK.

Never rely on cheap policies that leave out important details. Instead, always opt for body shop insurance that has been specifically designed for your auto business. Here at 1st Choice Insurance, you can speak with an insurance broker right now and get a contract tailored to the demands of your business.

What Body Shop Insurance can we offer?

With a friendly and knowledgeable sales team, we will make sure that you can make an informed choice and explore all the options available to you. We can advise on the best level of garage insurance and type of cover, including:

Road Risks Insurance Cover – this is the most basic level of cover for motor trade and allows you to drive any of your own personal vehicles; plus, for motor trade purposes only, customer vehicles. There are three levels of cover to choose from: Comprehensive, Third Party Fire & Theft and Third Party Only. You can also cover trade plates, additional business occupation and demonstration cover.

Combined Motor Traders Insurance – does what it says on the tin! This is Road Risks Cover plus a tailored range of additional insurances to protect a business/trader in the event of a claim or loss. This type of insurance is very much dependent on the individual business. Types of cover you may wish to consider could include:

  • Employers Liability
  • Public Liability
  • Professional Liability
  • Sales & Service Liability
  • Engineering Inspection
  • Loss of Licence
  • Stock
  • Uninsured Loss Recovery
  • Defective Workmanship
  • Variable levels of indemnity
  • Premises, plant and tool cover (including on-premises cash, stock, office contents, machinery, tools, buildings)
  • Additional use for other business occupations
  • Business Interruption
  • Goods in Transit

Get an Auto Body Insurance Quote

If you’re a Body Shop or Crash Repairer looking for Body Shop Insurance cover, 1st Choice Insurance is here to help. Call our friendly, experienced team on 0800 078 7002 for a no obligation quotation or use our Get a Quote Form to request a call back.

We offer a fantastic service, flexible payment options, documentation via email and instant body shop insurance cover. Let us take care of searching the panel of insurers for you to find your perfect auto body insurance policy, and save yourself time and money!