Motor Trade Combined Insurance
Our Combined Motor Trade Insurance Policy is designed as a one-stop shop for your road risk and property liability needs. We are experts at arranging combined trade policies. Compare 40+ policies and get a great value quote now!
What is motor trade combined insurance?
MOT Stations, Body and Crash Repairers, Vehicle Sales. It’s crucial for you to have motor trade insurance as well as business insurance, and a combined motor trade insurance is a cheaper way to get insurance cover for both.
Researching insurance products can be complex and time-consuming, with different products and levels of coverage available based on your needs. Motor trade insurance is a large field of insurance that includes many products used by people working in the auto industry. There are two types of motor trade insurance policies available from some providers. Road risk insurance covers driving alone, and combined motor trade policies offer a wider range of protections.
From family-owned mobile service providers through to large repair shops and vehicle collection agents, combined motor trade insurance offers a range of protections. Common cover includes business property insurance, business income protection, road risk insurance, and public liability. Motor combined insurance is available from many providers, with this comprehensive solution combining these individual products in an affordable and efficient package.
What does combined motor trade insurance cover?
Motor trade insurance is a large and growing field, with a wide variety of protections available for people to choose from. Common policies used by auto traders include road risk insurance, employers’ liability insurance, public liability insurance, building insurance, business income insurance, goods in transit cover, material damage, fire and theft, engineering insurance, professional indemnity and many others.
Who needs motor trade combined insurance?
While some operators only need to access individual insurance products, most people would benefit from a combined solution. Motor combined insurance is designed to function in a neat, affordable and efficient package. Instead of getting a disparate collection of individual products, people can access a single policy with a range of built-in protections.
Cheap Combined Motor Trade Insurance policies are often a false economy because they leave out certain types of coverage, which leaves people exposed and stressed out when something goes wrong. Motor trade combined insurance offers an alternative strategy by combining the types of coverage that are likely to be used by people in the auto industry.
Benefits of motor trade combined insurance
Our combined trade insurance products offer a number of significant benefits to people working in the auto industry. Firstly, this amalgamated solution is much easier to manage than lots of individual insurance products. Secondly, you’re much more likely to get a better deal when you combine your coverage under a single umbrella policy. Thirdly, a combined motor trade policy is less risky and more professional. While there’s still room to customise these policies based on your needs and expectations, by working with us you’re much less likely to leave out critical coverage elements.
What does Combined Trade Insurance cover?
With a friendly and knowledgeable sales team, we will make sure that you can make an informed choice and explore all the options available to you. We can advise on the best level and type of cover, including:
Road Risks Insurance Cover – this is the most basic level of cover for motor trade and allows you to drive any of your own personal vehicles, and, for motor trade purposes only, customer vehicles. There are three levels of cover to choose from: Comprehensive, Third Party Fire & Theft and Third Party Only. You can also cover trade plates, additional business occupations, and demonstration cover.
Combined Motor Insurance – does what it says on the tin! This is Road Risks Cover plus a tailored range of additional insurances to protect a business/trader in the event of a claim or loss. This type of insurance is very much dependent on the individual business.
Types of cover you may wish to consider could include:
- Employers Liability
- Public Liability
- Professional Liability
- Sales & Service Liability
- Engineering Inspection
- Loss of Licence
- Premises, plant and tool cover (including on-premises cash, stock, office contents, machinery, tools, buildings)
- Uninsured Loss Recovery
- Defective Workmanship
- Variable levels of indemnity
- Additional use for other business occupations
- Business Interruption
- Goods in Transit
Get Motor Combined Insurance Quotes
We offer a fantastic service, flexible payment options, documentation via email and instant cover (dependent on type of cover). Let us take care of searching the panel of insurers for you to find your perfect Combined Trade Insurance policy, and save yourself time and money!
If you’re looking for Combined Motor Trade Insurance cover, 1st Choice Insurance is here to help. Call our friendly, experienced team on 0800 078 7003 – 0300 600 0603 for a no obligation quotation or use our Get a Quote Form.