MOT Station Insurance
MOT stations are among the most tightly regulated businesses within the motor trade. As well as all the usual risks of running a motor trade business, garages who offer an MOT service require more protection against loss of their licenses. Only a comprehensive MOT station insurance policy can give you complete peace of mind.
It’s the whole hog! The real deal! MOT Stations are unique and it can seem like a nightmare to find the right MOT station insurance cover for your business. Let us take care of searching our panel of insurers for you to find your perfect policy and save you time and money!
What is MOT station insurance?
MOT station insurance, also known as MOT garage insurance, provides specialised motor trade coverage that is designed to protect MOT stations and their licenses. While regular motor trade insurance covers a wide range of businesses, from mobile mechanics and tyre fitters through to large service centres, MOT station insurance is tailored to the needs of MOT businesses.
Many of the protections needed by MOT stations are similar to those required by other auto businesses, with extra care needed for things like road risk insurance, public liability, and professional indemnity. You can get an MOT insurance quote from 1st Choice Insurance in the UK.
READ: 5 Pitfalls of MOT Stations ‘Renewing’ their Motor Trade Insurance
Who needs MOT station insurance?
MOT testing station insurance is designed to protect MOT stations and their customers. This highly regulated sector of the automotive industry requires special attention, with businesses at danger of losing their licenses if appropriate coverage is not provided.
Along with standard motor trade coverage such as road risk, tools and equipment, and business premises insurance, MOT station insurance also provides cover against the loss of your MOT license. Unlike other motor trade businesses in less regulated sectors of the industry, this is crucial to ensure ongoing day-to-day operation.
MOT garage insurance is a specially tailored policy that has been designed to give you peace of mind. While you can purchase individual insurance contracts such as commercial property insurance and public liability, this can be expensive, complicated and highly risky.
By taking out a combined motor trade policy that specialises in MOT stations, you can ensure that you and your customers are protected. Instead of wasting time on multiple insurance contracts or worrying about your coverage, you can spend your time and energy generating income for your business.