Part-Time Motor Trade Insurance
If you’re a part time motor trader, you still need to ensure that you have adequate insurance in place, whether you work from home or from trade premises. Part time motor trade insurance will make sure you are fully covered.
What is part time motor trade insurance?
Part-time motor trade insurance is designed to protect people who are working part-time in the auto industry. This category of insurance includes a wide range of individual protections, including third party insurance, property insurance, and business income insurance among many others. Motor trade insurance is available in different configurations depending on your needs.
For example, people who operate part-time businesses often need a flexible business solution that is more affordable and easier to initialise than full-time insurance. Part-time motor trade insurance has been designed to meet the needs of part-time traders. While the range of services available will be similar to full-time policies, part-time traders insurance understands the unique needs of small businesses and provides them with an affordable alternative.
Common protections available in part-time contracts include public liability, commercial property insurance, road risk insurance, fire and theft and many others. Whether you’re working from premises or running your business from home, part-time traders insurance allows you to customise your coverage to meet your working hours and conditions.
Who needs part time traders insurance?
Part-time traders insurance is recommended for anyone who is operating an automotive business on a part-time basis. While the exact hours of operation will differ between insurance providers and contracts, generally speaking, someone is said to be part-time when they are working substantially fewer hours than the standard 40 hours per week.
This may apply if you’re selling second-hand cars from your home, restoring classic vehicles at weekends, or setting up a repair shop for two or three days each week. Regardless of the type of business, you’re operating, a part-time traders policy is a great way to get customised protection for your business in a flexible and affordable package.