Who needs Road Risks Insurance?
Road risk insurance is perfect for all motor traders, regardless of whether they operate part-time or full-time. Traders need to have this insurance policy as a minimum to make sure they are covered to carry out their business on customer vehicles. Some traders may not even need the cover, depending on how they carry out their business. Road risk insurance is most common for traders who work from home, which is normally not considered to be a business premises.
Please be aware that this policy is not suitable for insuring multiple vehicles for personal use. Before setting up your insurance policy we will need to see proof that you are in fact a motor trader, this can vary from receipts to a trading name or website.
If you do operate from a business premises rather than at home, or if you employ staff, you may wish to take out the greater level of insurance cover that a motor trade combined insurance policy can offer. A motor trade combined policy offers you a much greater level of cover for things such as stock, buildings and employers’ liability.
Some of the most common motor traders who have a road risk insurance policy include:
- Motor Trade Combined Insurance (could include)
- Motor Traders (from home and premises)
- Valeting (including Mobile Valeters)
- MOT Stations
- Full-Time Traders
- Tyre and Exhaust Fitter
- Service and Repair Garages
- Window Tinting
- Part Time Traders
- Mobile Mechanics
- Body Shops
- Vehicle Recovery and Breakdown Agents
Get an insurance quote from 1st Choice today
Whatever your requirements, 1st Choice Insurance is here to help you get a road risk insurance quote. Call our friendly, experienced team on 01743 770 500 for a no obligation insurance quotation or use our Get a Quote Form to request a call back.