Service and Repair Insurance
Our Service and Repair Insurance policy will protect your business from all angles. Whether you operate from a car garage or you’re a mobile mechanic, talk to us for cheaper insurance quotes!
What is service and repair insurance?
Finding the right insurance should be a top priority for your business. Service and repair insurance is designed to protect commercial garages from any interruptions that may affect their day-to-day operations. Also known as car servicing insurance, mechanical repairs insurance, or service and repair garage insurance, this cover helps to keep you protected and minimises downtime.
Who needs service and repair insurance?
Service and repair insurance is needed if you have customers’ vehicles in your care, control, or custody for the purpose of your business. From small mobile operations through to large vehicle repair shops, this type of coverage can protect you against liability, theft, accidents, and any loss or damage that may occur as a result of running your business.
Vehicle repair shops often face unique situations and challenges when it comes to insurance. Many of these situations aren’t considered in regular business insurance policies, which is why it’s so important to find a policy that meets your needs. While many motor trades policies combine commercial property, business income, and liability insurance in one convenient package, you may need to explore your options for additional protection.
Some of the situations that could cause serious disruptions and loss of income include damaged vehicles while they are in your care, employee accidents and injuries, theft or loss of tools, power surges that damage equipment, and employee accidents that cause damage to vehicles or property. Anyone who looks after vehicles as part of their day-to-day business needs mechanical repairs insurance to protect themselves and provide ongoing care to their customers.
Benefits of service and repair insurance
Without adequate service and repair insurance, you’re leaving yourself open to potential losses and long-term business interruption. Because this type of insurance is designed for and dedicated to auto repair businesses, it can be customised to meet your needs. Benefits of mechanical repairs insurance include liability protection, business income protection, coverage against accidents and injuries, and protection for customers’ vehicles while they are in your care.
Having the right insurance should be a key concern for every vehicle service and repair business. Not only is it a great way to protect yourself and your business income, but it’s also a great way to protect your customers and provide them with a sense of assurance. As soon you’ve acquired a premise with motor trade planning permission and had your shop fitted out to meet industry standards, it’s important to get appropriate insurance cover.
Get service and repair insurance quotes
We offer a fantastic service, flexible payment options, documentation via email and instant cover. Let us take care of searching the panel of insurers for you to find your perfect policy, and save yourself time and money!
If you’re a looking for service and repair insurance cover, 1st Choice Insurance is here to help. Call our friendly, experienced team on 0800 078 7003 – 0300 600 0603 for a no-obligation service and repair insurance quotation or use our Get a Quote Form.