Service and Repair Insurance
Our Service and Repair Insurance policy will protect your business from all angles. Whether you operate from a car garage or you’re a mobile mechanic, talk to us for cheaper insurance quotes!
What is service and repair insurance?
Finding the right insurance should be a top priority for your business. Service and repair insurance is designed to protect commercial garages from any interruptions that may affect their day-to-day operations. Also known as car servicing insurance, mechanical repairs insurance, or service and repair garage insurance, this cover helps to keep you protected and minimises downtime.
Who needs service and repair insurance?
Service and repair insurance is needed if you have customers’ vehicles in your care, control, or custody for the purpose of your business. From small mobile operations through to large vehicle repair shops, this type of coverage can protect you against liability, theft, accidents, and any loss or damage that may occur as a result of running your business.
Vehicle repair shops often face unique situations and challenges when it comes to insurance. Many of these situations aren’t considered in regular business insurance policies, which is why it’s so important to find a policy that meets your needs. While many motor trades policies combine commercial property, business income, and liability insurance in one convenient package, you may need to explore your options for additional protection.
Some of the situations that could cause serious disruptions and loss of income include damaged vehicles while they are in your care, employee accidents and injuries, theft or loss of tools, power surges that damage equipment, and employee accidents that cause damage to vehicles or property. Anyone who looks after vehicles as part of their day-to-day business needs mechanical repairs insurance to protect themselves and provide ongoing care to their customers.