Compare Property Owners & Landlord Insurance

Home » Property Owners » Property Owner & Landlord Insurance

Property Owners & Landlord Insurance

We are property owner insurance experts who can arrange a strong landlord insurance policy to protect your assets. We compare the leading property insurance companies to get the best rates for your needs, at a price that comparison sites cannot compete with. Let us find the UK’s best insurance for property owners quotes for you today!

What is property owners landlord insurance?

Property owners insurance, also known as landlords insurance or landlords building insurance, is a form of insurance designed to protect property owners from loss or damage related to property ownership. Property owners who are landlords have different needs than most homeowners, with specialist insurance providers able to create custom policies that combine individual protections under a single, easy-to-manage policy.

Common coverage options for these insurance contracts include buildings insurance, contents insurance, public liability, employers’ liability, loss of income, loss of rent, accidental or malicious damage and property repairs. Here at 1st Choice Insurance, we can create an insurance policy for you that leaves nothing to the imagination. It can be tailored to meet the needs of individual property owners, with specific protections extended or reduced according to need. Not only is this the best way to ensure full protection, it’s also a great way to simplify policies and reduce insurance rates where possible.

For example, while some people will want to include landlords liability insurance, others may wish to reduce their liability coverage or remove it altogether. Tailor-made insurance solutions are affordable, flexible and comprehensive enough to meet the demands of modern homeowners and landlords.

What does our Landlord Insurance cover?

The first thing to remember is that run-of-the-mill home insurance is not suitable for landlords! 1st Choice Insurance can offer a wide range of property owners insurance policies and we can help you find the right policy for you, at the right price.

  • Commercial Buildings Insurance
  • Landlord Liability Insurance
  • Employer’s Liability Insurance
  • Landlord Contents Insurance
  • Accidental Damage Insurance For Landlords
  • Landlord Emergency Cover
  • Loss of Rent Insurance
  • Legal Expenses Insurance
  • Unoccupied Property Insurance
  • Commercial Property Owner Insurance

Who needs property owners insurance?

Property owners landlord insurance is recommended for anyone who owns and rents out an investment property for commercial or residential purposes. Landlords have specific needs from property insurance, with dedicated contracts needed to protect their property, their person and their tenants. Whether you own a single townhouse or an extensive portfolio, landlords insurance is a crucial part of protecting your investment. A landlord building insurance quote can be obtained for any type of property, from residential houses through to commercial and industrial properties. While coverage options can vary considerably between properties, there are a number of standard protections recommended to most landlord property owners.

Property owners liability insurance is an important type of protection, with individual limits available dependent on your needs. This policy is designed to meet your legal costs if a tenant or member of the public is injured on your property and has a successful claim. Landlord liability insurance is not included in standard buildings and contents insurance packages, which is why it’s so important to take out a specialised contract. Alternative accommodation insurance is another type of coverage often required by landlords.

Read our useful blog post – FACT CHECK – Do Landlords Need Insurance?

Get a Quote

  • Date Format: DD slash MM slash YYYY
  • Date Format: DD slash MM slash YYYY
  • By submitting this form you agree to our Terms & Conditions & Privacy Policy

Benefits of property owners landlord insurance

This specialist insurance offers many advantages over conventional buildings and contents insurance policies. First and foremost, this type of insurance leaves nothing to chance, with property owners able to tailor contracts to meet their specific needs. Property owners insurance are familiar with the common risk factors faced by homeowners and can create insurance packages that reduce risk across many fields.

Secondly, a dedicated insurance policy is easier to manage than multiple insurance contracts, with all protections included in a single contract with a single premium. This should not be underestimated, with too many people leaving themselves unprotected due to complicated policies and a lack of transparency.

Thirdly, this type of policy is often more flexible, with landlords able to extend individual properties or coverage options based on need. Last but certainly not least, building insurance is often cheaper than individual insurance policies, with rates often highly discounted. If you need to know more about property owners insurance or related coverage options, please give us a call at 1st Choice Insurance so we can give you the insurance protection that you deserve.

We’ll find you the best property owners insurance rates

Our team will use their specialist knowledge of the market to find the most competitive insurance rates that offer the best level of cover. With experience in arranging property owners’ insurance for our clients, we can advise on the best level and type of cover for your needs, making one of the best Property owners insurance companies in the UK.

Whatever your requirements, 1st Choice Insurance is here to help. Call our friendly, experienced team on 01743 770500 or a no-obligation insurance quote or use our Get a Quote Form to request a call back.

Found This Useful? Share It!