We Compare Unoccupied Home Insurance
Our team at 1st Choice Insurance believes that everyone deserves great value on their unoccupied home insurance policies, which is why we offer great value for money with incredible savings. Whatever your requirements, 1st Choice Insurance is here to help. Call our friendly, experienced team on 01743 770500 for a no-obligation quotation or use our Get a Quote Form.
Unoccupied Home Insurance – what is an Unoccupied Home?
Unoccupied properties could include commercial properties, a second home, those for sale, properties undergoing extension or renovation, properties ‘between tenants’ or properties empty following a homeowners death. At 1st Choice Insurance, we can help you find the right policy for your requirements, at the right price.
Ensuring that your property is sufficiently secured is very important, it’s worth investing in locks for windows and doors that exceed the minimum standard of security. Installation of a burglar alarm or CCTV can also help to lower premiums with some insurers.
The amount of time your property is unoccupied for will usually fall into one of the following categories:
- Under 30 days
- 30 – 45 days
- 45 or more days
It is important that you disclose the actual amount of time that the property will be unoccupied as failure to do so could invalidate your insurance. Cover is normally offered on the basis that the property is unoccupied on a temporary basis.
Depending on your own personal circumstances, you should carefully consider whether you require buildings and contents cover or stand-alone buildings insurance for your unoccupied property.If you are not sure, then ask one of our friendly team members for assistance.
There are a number of options offered on Unoccupied Property Insurance so it’s important that you find the correct level of cover for your needs and that you don’t end up paying for cover that you don’t require. You should also consider the length of policy you require to ensure adequate cover if timeframes change due to contractors not completing work on time or chains falling through in the process of moving house.
Get an Unoccupied Home Insurance Quote
At 1st Choice Insurance, we can help you find the right cover for your property, call us now for a quotation.