Recovery Truck Insurance

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Recovery Truck Insurance

As a busy breakdown and recovery operator, you need a Recovery Truck insurance policy to ensure your vehicles are fully protected for motor trade use, loss, or damage. Recovery Vehicle insurance will make sure you are covered and your customers’ vehicles are fully covered too!

Recovery Van Insurance Experts – As a specialist broker, we can provide insurance for recovery trucks that is tailored to your needs, with bespoke elements and competitive rates. We do all the hard work of finding the best prices for your policies, saving you time and money! That’s why we provide Breakdown Recovery Truck insurance for many businesses, small and large, nationwide.

Get a Recovery Van Insurance quote today!

If you’re a Breakdown Recovery Agent looking for recovery vehicle insurance, 1st Choice Insurance is here to help. We can offer quick quotes, instant cover, documents via email, and excellent customer service. Over 95% of our clients on rate us 5 stars; check out some of our reviews here.

Call our friendly, experienced team on 01743 770 500 for a no-obligation recovery truck insurance quotation or use our Get a Quote Form to request a call back.

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What is Recovery Truck Insurance?

Insurance for recovery trucks is designed to protect breakdown recovery agents from any loss or damage that occurs as a result of running their business. Also known as recovery operator insurance and recovery van insurance, these specialist recovery vehicle insurance policies are a type of motor trade insurance with the inclusion of specific provisions.

Along with standard cover, such as road risk and business equipment, Recovery Vehicle insurance may also include protection against public liability, property damage, defective workmanship, goods in transit, and any other day-to-day risks associated with recovery operators.

Who needs Recovery Truck Insurance?

Vehicle recovery operator insurance is recommended for commercial breakdown and recovery businesses that operate in the motor trade sector. While it’s always possible to take out a simple road risk policy, breakdown recovery agents need to protect themselves against contingencies that are simply not covered in a standard motor trade contract. Along with public liability and property insurance, breakdown recovery insurance also needs to include provisions for third-party property while in transit.

Get recovery vehicle insurance for single trucks or fleets – Whether you own a single tow truck or a large fleet of recovery vehicles, breakdown agents face a range of challenges in their daily operations. Along with protecting your own vehicles and recovery equipment, it’s essential to have insurance for a recovery truck policy that also protects any third-party vehicles that are in your control or care. Because this work happens on the road, it’s also important to make sure that you’re covered while these vehicles are in transit. Insurance for recovery trucks is available from 1st Choice Insurance in the UK. Talk to our team today to request a recovery van insurance quote.

Benefits of Recovery Truck Insurance

Motor trade insurance is a large and diverse field designed to protect anyone working in the automotive industry. While the large scope of motor trade policies can be useful, specific businesses often need additional levels of protection. Read our handy blog – Motor Trade Insurance Explained.

Breakdown and recovery operator insurance has been tailored to the needs of breakdown operators, with typical motor trade protections combined with third-party and transportation coverage. Taking out a dedicated recovery operator policy from 1st Choice Insurance helps you to ensure full protection against any loss or damage that can occur. Talk to our team today by asking for a great value recovery truck insurance quote.

What’s included in Recovery Truck Insurance?

Our friendly team of motor trade experts has over 10 years of experience in finding breakdown and recovery operators the very best policies for the very best price. The two main Recovery Operator insurance products we offer are a simple road risk policy and a more comprehensive combined policy.

Road Risks Insurance Cover – this is the most basic level of cover for motor trade and allows you to drive any of your own personal vehicles and, for motor trade purposes only, customer vehicles. There are three levels of cover to choose from: Comprehensive, Third Party Fire & Theft and Third Party Only. You can also cover things like trade plates, additional business occupation and demonstrations cover.

Combined Recovery Operator Insurance – does what it says on the tin! This is Road Risks Cover plus a tailored range of additional insurances to protect a business/trader in the event of a claim or loss. This type of insurance for a recovery truck is very dependent on the individual business. Types of cover you may wish to consider include:

  • Liabilities and Indemnity
  • Engineering Inspection
  • Loss of Licence
  • Uninsured Loss Recovery
  • Defective Workmanship
  • Premises, plant, and tool cover (including on-premises cash, stock, office contents, machinery, tools, buildings)
  • Business Interruption
  • Goods in Transit

Whether you require cover as an individual agent, garage, or fleet operation, we can find a recovery vehicle insurance policy to fit your needs. From Road Risks Only to Combined – for both part-time and full-time occupations. Whatever your needs, talk to an insurance for recovery truck expert over the phone, so you can buy the best recovery van insurance policy with confidence.

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