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Antiques Dealer Insurance

As a leading Antiques Dealer Insurance broker in the UK, 1st Choice Insurance has plenty of experience in finding the best insurance quote for our clients. With a friendly and knowledgeable sales team, we will make sure that you can make an educated choice and explore all the insurance opportunities available to you.

What is antiques dealer insurance cover?

Antiques dealer insurance cover is a special type of business insurance designed to the needs of an antiques shop. Whether you are an independent antiques dealer, running a small antiques shop, or a large antiques emporium, an antiques dealer insurance policy provides all of the protection you need under a single umbrella. While many of the coverage options required by antiques shop owners are the same as those required by other businesses, many shops have specific needs when it comes to their commercial insurance.

For example, anyone who is working with members of the general public will need to obtain public liability coverage, and anyone who employs staff is required by law to have employer’s liability insurance. As an antiques shop owner, you will also need to safeguard your stock, with products liability, fire and theft, property insurance and many other coverage options designed to protect your business and the irreplaceable antiques in your care. Property protection is particularly vital as it can also cover goods held in trust, which means that if you are entrusted with pieces to restore or sell that don’t belong to you; you still have protection should something go wrong.

What does this policy cover?

With a friendly and experienced sales team, we will make sure that you can make an informed choice and explore all the options available to you and find you the best insurance quote. We can advise on the top level and type of antiques shop insurance cover, including:

  • Buildings, Contents & Stock
  • Seasonal increase cover
  • Accidental damage
  • Fixtures and Fittings
  • Glass and signage
  • Property Protection
  • Business Equipment
  • Employer’s Liability, Public Liability
  • Products Liability
  • Loss of Licence & Business Interruption
  • Goods in Transit
  • Legal cover, Loss of money
  • All risks cover

You don’t have to list every single item you would like to insure, as long as you specify the total value. If you have a large collection this can seem like a very overwhelming and time-consuming task, so when you come to us for Antiques Dealer Insurance, we will keep everything simple and straightforward for you. Our insurance advisors will ensure you are fully covered for all circumstances and make you aware of all your options and potential risks.

We offer excellent customer service, flexible payment options, documentation via email and instant cover. Let us take care of searching the panel of insurers for you to find your perfect policy and save you valuable time and money!

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Why get an Antiques Dealer Insurance quote off 1st Choice?

Comparison sites are great for personal lines, but with anything commercial you are at high risk of being underinsured. This is because their systems often only give you the price based on the information you have added, potentially without any insurance knowledge. You may have unintentionally not selected something, or maybe inputted the wrong data by mistake, and these errors, although minor, can affect you getting a claim paid out when you need it the most.

1st Choice Insurance can customize your antiques shop insurance policy to meet the needs of your business. You can rest assured that when you take out a commercial insurance policy with us, we will ensure that every T is crossed and I is dotted, so that you have the correct coverage in place and give you peace of mind.

Common coverage options include public liability, employer’s liability, product liability, loss of income, fire and theft, equipment loss or damage and much more. While you can always take out individual insurance contracts for things like property and stock, having all your protections in one easy-to-manage policy is the best way to avoid gaps in your coverage. At 1st Choice Insurance, we have the expertise and experience required to customise an antiques shop insurance policy to meet your individual requirements.

Get a bespoke antiques dealer insurance quote!

Working with some of the biggest insurance companies in the industry, we have access to a wide range of policies and can offer a quick antiques shop insurance quote and instant cover. If you’re looking for insurance cover, 1st Choice Insurance is here to help. Call our friendly, experienced team on 01743 770500 for a no-obligation quote.