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Art Gallery Insurance

As a leading Art Gallery Insurance broker in the UK, 1st Choice Insurance has plenty of experience in finding the best insurance quote for our clients. With a friendly and knowledgeable sales team, we will make sure that you can make an informed choice and explore all the insurance options available to you.

What is art gallery insurance cover?

Art gallery insurance cover is a special type of business insurance tailored to the needs of art galleries. Whether you are an art dealer, running a small art or photography studio, a picture framer, or a large art centre, a gallery insurance policy provides all of the protection you need under a single umbrella. While many of the coverage options required by gallery owners are the same as those required by other businesses, many galleries have specific needs when it comes to their business insurance.

For example, anyone who is working with members of the general public will need to obtain public liability coverage, and anyone who employs gallery staff is required by law to have employer’s liability insurance. As a gallery owner, you will also need protection for your stock, with products liability, fire and theft, property insurance and many other coverage options designed to protect your business and irreplaceable artwork in your care. Property protection is particularly important as it can also cover goods held in trust, which means that if you are entrusted with artwork to frame or sell that doesn’t belong to you; you still have protection should something go wrong.

What does this policy cover?

With a friendly and knowledgeable sales team, we will make sure that you can make an informed choice and explore all the options available to you and find you the best insurance quote. We can advise on the best level and type of gallery insurance cover, including:

  • Buildings, Contents & Stock
  • Seasonal increase cover
  • Accidental damage
  • Fixtures and Fittings
  • Glass and signage
  • Property Protection
  • Business Equipment
  • Employer’s Liability, Public Liability
  • Products Liability
  • Loss of Licence & Business Interruption
  • Goods in Transit
  • Legal cover, Loss of money
  • All risks cover

You don’t have to list every single piece of art you would like to insure, as long as you specify the total value. If you have a large collection this can seem like a very overwhelming and time-consuming task, so when you come to us for Gallery Insurance, we will keep everything simple and straightforward for you. Our insurance advisors will ensure you are fully covered for all situations and make you aware of all your options and potential risks.

We offer a fantastic service, flexible payment options, documentation via email and instant cover. Let us take care of searching the panel of insurers for you to find your perfect policy and save you valuable time and money!

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Why get an Art Gallery Insurance quote off 1st Choice?

Comparison sites are great for personal lines, but with anything business you are at high risk of being underinsured. This is because their systems often only give you the price based on the information you have added, potentially without any insurance knowledge. You may have unintentionally not checked something, or maybe inputted the wrong information by mistake, and these errors, although minor, can affect you getting a claim paid out when you need it the most.

Here at 1st Choice Insurance, we can tailor your gallery insurance policy to meet the needs of your business. You can rest assured that when you take out a commercial insurance policy with us, we will ensure that every T is crossed and I is dotted, so that you have the correct protection in place and give you peace of mind.

Common coverage options include public liability, employer’s liability, product liability, loss of income, fire and theft, equipment loss or damage and much more. While you can always take out individual insurance contracts for things like property and stock, having all your protections in one easy-to-manage policy is the best way to avoid gaps in your coverage. Here at 1st Choice Insurance, we have the knowledge and experience required to customise a gallery insurance policy to meet your specific needs.

Get a bespoke gallery insurance quote!

Working with some of the biggest insurance companies in the insurance industry, we have access to a wide range of policies and can offer a quick art gallery insurance quote and instant cover. If you’re looking for insurance cover, 1st Choice Insurance is here to help. Call our friendly, experienced team on 01743 770500 for a no-obligation quote.