Jewellery Shop Insurance
As a prominent Jewellers Insurance broker in the UK, 1st Choice Insurance has plenty of experience in obtaining the best insurance quote for our clients. With an approachable and skilled sales team, we want to ensure that you can make an educated choice and explore all the insurance opportunities accessible to you.
What is jewellery shop insurance cover?
Jewellers insurance cover is a specific type of business insurance created to meet the needs of a jewellery shop. Whether you are a one-man band jewellery gift shop, operating a small bespoke workshop, or part of a large chain of jewellers, a jewellery shop insurance policy provides all the protection you need under a single umbrella. While many of the coverage options needed by jewellery shop owners are the same as those required by other businesses, many shops have specific demands when it comes to their commercial insurance.
For example, anyone who is working with the general public will need to obtain public liability coverage, and anyone who employs staff is required by law to have employer’s liability insurance. As a jewellery shop owner, you will also need to safeguard your stock, with products liability, fire and theft, property insurance and many other coverage options designed to protect your business and the unique pieces in your care. Property protection is particularly vital as it can also cover goods held in trust, which means that if you are entrusted with pieces to reset, repair or sell that don’t belong to you; you still have protection should something go wrong.
What does this policy cover?
With a friendly and experienced sales team, we will make sure that you can make an informed choice and explore all the options available to you and find you the best insurance quote. We can advise on the highest level and type of jewellers insurance cover, including:
- Buildings, Contents & Stock
- Seasonal increase cover
- Accidental damage
- Fixtures and Fittings
- Glass and signage
- Property Protection
- Business Equipment
- Employer’s Liability, Public Liability
- Products Liability
- Loss of Licence & Business Interruption
- Goods in Transit
- Legal cover, Loss of money
- All risks cover
You don’t have to list every single article you would like to insure, as long as you specify the total value. If you have a large collection this can seem like a very overwhelming and time-consuming task, so when you come to us for Jewellers Insurance, we will keep everything simple and straightforward for you. Our insurance advisors will ensure you are fully covered for all circumstances and make you aware of all your options and potential risks.
We offer excellent customer service, flexible payment options, documentation via email and instant cover. Let us take care of searching the panel of insurers for you to find your perfect policy and save you valuable time and money!