If you own a taxi, private or public, then our complete taxi insurance is a necessity for you. Operating as a taxi driver, or running a taxi business can be risky, so protecting your company with the best taxi insurance is essential. Taxi Company Insurance means your business, and drivers will be protected from all possibilities. Talk to our team today and get expert advice and a great value quote.
What is Taxi Insurance?
Taxi insurance is a complete policy that protects drivers and business owners from the risks of operating as a taxi. Being a taxi driver can be risky business. Taxis transport a higher number of passengers than a standard car. They work unsociable hours. Do a very high mileage and work in rush hours, often in city centres. These factors can all contribute to more costly insurance cover than a standard car policy.
We offer Taxi Insurance for all situations
We can advise on the best level and type of cover. Being an expert broker, we can build a number of bespoke insurance policies, including:
- Single Car Taxis
- Hackney Cabs (Black Cabs)
- Public Hire Vehicles
- Private Hire Vehicles
- Taxi Bases/Offices
- Taxi Company Insurance
Who Needs Taxi Insurance?
If you have three or more vehicles and operate a taxi business, then purchasing taxi insurance is the ideal situation for you. It doesn’t matter what type of vehicles you have; the cover will be solid. We provide insurance for:
Public Hire taxi Companies: These are taxis that do not require pre-booking. You can hail them in the street, so they will require a different insurance coverage than private hire taxis. The most recognisable type of public hire taxi vehicle is the traditional black cab or hackney carriages. These usually have a ‘taxi’ sign on top of the vehicle.
Private Hire Taxi Companies: On the other side, you have Private hire taxi insurance. These vehicles have to be pre-booked by the customer. They do not display a ‘taxi’ sign (although vehicle advertising signage is common) and you cannot hail a private hire taxi on the street.
Taxi Company Insurance: We can also provide low-cost insurance that covers all of your fleet, cars, drivers, liabilities, taxi office, stock, and more when you build a bespoke taxi company insurance via our commercial combined policy.
Types of Taxi Insurance
Third-party only: This is the minimum level of insurance required by law. This will cover third-party liabilities in the event of an accident.
Third-party, fire & theft: This offers the same level of insurance Third Party Only, but also covered things like fire or the theft of your vehicle.
Comprehensive: This provides the same level of protection as Third Party Fire & Theft, but it will also cover you and your vehicle in the event of an accident, such as hospital fees or replacement of a vehicle.