As some of the biggest vehicles on the roads – from 7.5 tonnes up to 44 tonnes – HGVs can present significant risks, so it is imperative that they are protected against them with HGV insurance. At 1st Choice Insurance, our truck insurance experts will compare and find the best policy on the market for your requirements, saving you time, hassle and money! We offer Cheap HGV Insurance quotes, from haulage fleets to a single driver on their own truck.
What is HGV Insurance?
HGV insurance will protect drivers and businesses from all angles. Policies can include goods in transit cover, employers liabilities, public liabilities, personal injury, business interruption and much more. Our fully tailored HGV insurance aims to be flexible, strong, robust and affordable. We can provide comprehensive cover that includes protection against loss or damage to the vehicle itself, but also covers injury or damage caused by your HGV. The best things to do is get a HGV insurance quote from a member of our team of experts and we will talk to you to discuss your insurance needs. Best of all, because we compare from a panel of leading brands, we can often find cheaper insurance options, that lots of brokers simply cannot access.
We are different. By working close to a number of big-name insurance companies we have been able to access lower prices than many other brokers. That’s why we are 1st Choice for Insurance!
Why get a HGV insurance quote?
In 2016, despite making up only 10% of all traffic, 6,092 HGV crashes occurred in England and Wales (more than 16 a day). They are five times more likely to be involved in a fatal crash on minor roads than any other vehicle. (Source: Brake).
In 2018, heavy goods vehicles (lorries) travelled 17.1 billion vehicle miles, representing 5.2% of total motor vehicle traffic (328.1 billion vehicle miles). Lorry traffic was up 13.3% from 1993. (Department for Transport, 2019) (Source: toptests.co.uk)
As British roads have become busier, HGV drivers have been exposed to more risks than ever before. Transporting goods on busy and congested roads can result in collisions and these can cost a fortune. Not only can injuries or personal damages occur, but vehicles can also need to undergo huge repair bills, goods in transit can be destroyed and this can result in claims.