HGV Insurance is important, as some of the biggest vehicles on the roads – from 7.5 tonnes up to 44 tonnes – HGVs can present significant risks. It is imperative that they are protected against these risks with commercial HGV insurance. At 1st Choice Insurance, our insurance for hgv team will compare and find a fitting policy for your requirements, saving you time, hassle, and money! We offer you a great quote, from haulage fleets to a single driver on their own truck, even hgv insurance for young drivers.
What is HGV Insurance?
Insurance for HGV will protect drivers and businesses from all angles. Policies can include goods in transit cover, employers liabilities, public liabilities, personal injury, business interruption and much more. Our fully tailored commercial HGV cover aims to be flexible, strong, robust, and affordable. We can provide comprehensive cover that includes protection against loss or damage to the vehicle itself, but also covers injury or damage caused by your HGV. The best thing to do is get a HGV insurance quote from a member of our team and we will talk to you to discuss your insurance needs. Also, because we compare from a panel of leading brands, we can often find cheaper insurance options, that lots of brokers simply cannot access.
We are different. By working close to a number of big-name insurance companies we have been able to access lower prices than many other brokers. That’s why we are 1st Choice for Insurance!
Why get a HGV insurance quote?
In 2016, despite making up only 10% of all traffic, 6,092 HGV crashes occurred in England and Wales (more than 16 a day). They are five times more likely to be involved in a fatal crash on minor roads than any other vehicle. (Source: Brake).
In 2018, heavy goods vehicles (lorries) travelled 17.1 billion vehicle miles, representing 5.2% of total motor vehicle traffic (328.1 billion vehicle miles). Lorry traffic was up 13.3% from 1993. (Department for Transport, 2019) (Source: toptests.co.uk)
As British roads have become busier, HGV drivers have been exposed to more risks than ever before. Transporting goods on busy and congested roads can result in collisions and these can cost a fortune. Not only can injuries or personal damages occur, but vehicles can also need to undergo huge repair bills, goods in transit can be destroyed and this can result in significant losses and claims made. This makes getting a robust insurance for HGV policy so important, not to mention that it is also a legal requirement no matter how many vehicles you operate. 1st Choice Insurance can find you the cover you need whether you’re an individual owner-driver or a haulage company with a fleet of HGVs to protect.