Compare HGV Insurance

HGV Insurance

HGV Insurance is important, as some of the biggest vehicles on the roads – from 7.5 tonnes up to 44 tonnes – HGVs can present significant risks. It is imperative that they are protected against these risks with commercial HGV insurance. At 1st Choice Insurance, our insurance for hgv team will compare and find a fitting policy for your requirements, saving you time, hassle, and money! We offer you a great quote, from haulage fleets to a single driver on their own truck, even hgv insurance for young drivers.

What is HGV Insurance?

Insurance for HGV will protect drivers and businesses from all angles. Policies can include goods in transit cover, employers liabilities, public liabilities, personal injury, business interruption and much more. Our fully tailored commercial HGV cover aims to be flexible, strong, robust, and affordable. We can provide comprehensive cover that includes protection against loss or damage to the vehicle itself, but also covers injury or damage caused by your HGV. The best thing to do is get a HGV insurance quote from a member of our team and we will talk to you to discuss your insurance needs. Also, because we compare from a panel of leading brands, we can often find cheaper insurance options, that lots of brokers simply cannot access.

We are different. By working close to a number of big-name insurance companies we have been able to access lower prices than many other brokers. That’s why we are 1st Choice for Insurance!

Why get a HGV insurance quote?

In 2016, despite making up only 10% of all traffic, 6,092 HGV crashes occurred in England and Wales (more than 16 a day). They are five times more likely to be involved in a fatal crash on minor roads than any other vehicle. (Source: Brake).
In 2018, heavy goods vehicles (lorries) travelled 17.1 billion vehicle miles, representing 5.2% of total motor vehicle traffic (328.1 billion vehicle miles). Lorry traffic was up 13.3% from 1993. (Department for Transport, 2019) (Source:

As British roads have become busier, HGV drivers have been exposed to more risks than ever before. Transporting goods on busy and congested roads can result in collisions and these can cost a fortune. Not only can injuries or personal damages occur, but vehicles can also need to undergo huge repair bills, goods in transit can be destroyed and this can result in significant losses and claims made. This makes getting a robust insurance for HGV policy so important, not to mention that it is also a legal requirement no matter how many vehicles you operate. 1st Choice Insurance can find you the cover you need whether you’re an individual owner-driver or a haulage company with a fleet of HGVs to protect.

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How to get a Cheap HGV Insurance quote

That are lots of considerations that will be looked at when it comes to pricing up your insurance for HGV and rates can vary. Your insurer will be concerned about things like the value of your vehicles, where they are driven and if they go abroad, whether you carry hazardous loads or visiting higher risk locations. The drivers will be evaluated according to their age, driving experience and history, and you may want to think about having camera systems or telematics devices added to your HGVs to ensure excellent driving behaviour. All of these things can affect the cost of your quote, we can also quote HGV insurance for young drivers too.

Why 1st Choice Insurance for HGV?

As a leading commercial HGV insurance broker in the UK, 1st Choice Insurance has plenty of experience in finding the right policies at the right price for our clients. With a friendly and knowledgeable sales team, we will make sure that you can make an educated choice and explore all the options available to you:

  • Third Party insurance
  • Third Party Fire and Theft insurance
  • Comprehensive insurance
  • Goods in Transit
  • Hire and Reward
  • Personal contents cover
  • Legal cover
  • Public liability
  • Employers liability
  • Windscreen cover
  • Breakdown/Recovery
  • GAP insurance

Working with some of the biggest insurance companies in the insurance industry, we have access to a wide range of insurance for hgv policies and can offer quick quotations, flexible payment options and instant cover. Not only this, but over 95% of our clients rate our customer service as ‘Excellent’ on There is no wonder clients return to us for their commercial hgv insurance year after year! Why look anywhere else?

Get a great HGV cover quote today!

If you’re an HGV owner/driver looking for insurance for hgv cover, 1st Choice Insurance is here to help. Call our friendly, experienced team on 01743 770500 for a no obligation quotation or use our Get a Quote Form. We will find you a great price within 24 hours!

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