As some of the biggest vehicles on the roads – from 7.5 tonnes up to 44 tonnes – HGVs can present significant risks, so it is imperative that they are protected against them with HGV insurance. At 1st Choice Insurance, our truck insurance experts will compare and find the best policy on the market for your requirements, saving you time, hassle and money! We offer Cheap HGV Insurance quotes, from haulage fleets to a single driver on their own truck.
What is HGV Insurance?
HGV insurance will protect drivers and businesses from all angles. Policies can include goods in transit cover, employers liabilities, public liabilities, personal injury, business interruption and much more. Our fully tailored HGV insurance aims to be flexible, strong, robust and affordable. We can provide comprehensive cover that includes protection against loss or damage to the vehicle itself, but also covers injury or damage caused by your HGV. The best things to do is get a HGV insurance quote from a member of our team of experts and we will talk to you to discuss your insurance needs. Best of all, because we compare from a panel of leading brands, we can often find cheaper insurance options, that lots of brokers simply cannot access.
We are different. By working close to a number of big-name insurance companies we have been able to access lower prices than many other brokers. That’s why we are 1st Choice for Insurance!
Why get a HGV insurance quote?
In 2016, despite making up only 10% of all traffic, 6,092 HGV crashes occurred in England and Wales (more than 16 a day). They are five times more likely to be involved in a fatal crash on minor roads than any other vehicle. (Source: Brake).
In 2018, heavy goods vehicles (lorries) travelled 17.1 billion vehicle miles, representing 5.2% of total motor vehicle traffic (328.1 billion vehicle miles). Lorry traffic was up 13.3% from 1993. (Department for Transport, 2019) (Source: toptests.co.uk)
As British roads have become busier, HGV drivers have been exposed to more risks than ever before. Transporting goods on busy and congested roads can result in collisions and these can cost a fortune. Not only can injuries or personal damages occur, but vehicles can also need to undergo huge repair bills, goods in transit can be destroyed and this can result in claims.
How to get a Cheap HGV Insurance quote
That are lots of considerations that will be looked at when it comes to pricing up your HGV insurance and rates can vary. Your insurer will be concerned about things like the value of your vehicles, where they are driven and if they go abroad, whether you carry hazardous loads or visiting higher risk locations. The drivers will be evaluated according to their age, driving experience and history, and you may want to think about having camera systems or telematics devices added to your HGVs to ensure excellent driving behaviour. All of these things can affect the cost of your lorry insurance quote.
Why 1st Choice HGV Insurance?
As a leading HGV insurance broker in the UK, 1st Choice Insurance has plenty of experience in finding the right policies at the right price for our clients. With a friendly and knowledgeable sales team, we will make sure that you can make an educated choice and explore all the options available to you:
- Third Party insurance
- Third Party Fire and Theft insurance
- Comprehensive insurance
- Goods in Transit
- Personal contents cover
- Legal cover
- Public liability
- Employers liability
- Windscreen cover
- GAP insurance
Working with some of the biggest insurance companies in the insurance industry, we have access to a wide range of policies and can offer quick quotations and instant cover. Why look anywhere else?
Get a Cheap HGV Insurance Quote today!
If you’re an HGV owner/driver looking for insurance cover, 1st Choice Insurance is here to help. Call our friendly, experienced team on 01743 770500 for a no obligation quotation or use our Get a Quote Form. We will find you a great price within 24 hours!