Motor Trade Insurance
Our complete motor trade insurance policy will protect your business from all angles. Whether you need garage insurance or you’re mobile, you need motor trade public liability insurance or a specialist traders policy. Talk to us today for cheap motor trade insurance quotes!
What is Motor Trade Insurance?
This insurance is designed to protect people in the automotive industry from loss or damage relating to their business. A motor trade policy combines a number of protections under a single umbrella, including things such as public liability insurance, employers’ liability insurance, property insurance and road risk insurance. Motor trade policies are designed with auto traders in mind, with a range of coverage options available to protect your business assets and customer base.
A combined motor traders policy or road risk only policy are two options regularly available from insurance companies. Many insurance providers also offer dedicated coverage options for part-time traders, traders working from home, mobile traders, and specific automotive businesses. When comparing insurance it’s crucial to analyse individual policies with regard to both coverage and premium levels.
How does a Motor Trader Insurance Policy work?
Researching individual insurance products can be time-consuming, with motor trade policies designed to function in a neat and efficient package. Combined insurance is usually advised instead of taking out individual policies, with tailored contracts more comprehensive, more affordable, and generally less risky.
Whether you’re a small mobile operator or a large commercial garage, a range of robust and cheap motor trade insurance products are available from 1st Choice Insurance. There are two main types, the two most common motor trade policies available are Road Risks and a Combined.
- Road Risks insurance is designed for full or part-time motor traders who need cover from the common road risks which can occur when driving their own vehicles or their customer’s vehicles for motor trade purposes.
- Motor Trade Combined insurance covers you from road risks insurance, but it also gives you additional levels of protection to. This could range from garage contents insurance to public liability.
Who needs this Insurance?
Motor trade insurance is available in a number of configurations and designed to meet the needs of any automotive business. Examples of auto traders working in the UK include tyre and exhaust fitters, MOT stations, service and repair garages, mobile service operators, used car dealerships, valeters, transit companies, window tinting businesses and many others. Cheap motor trade insurance UK is recommended for anyone who is responsible for customers’ vehicles during their day-to-day operation. We can also get great rates for motor trade public liability insurance.