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Motor Trade Insurance

Our complete motor trade insurance policy will protect your business from all angles. Whether you need garage insurance or you’re mobile, you need motor trade public liability insurance or a specialist traders policy. Talk to us today for cheap motor trade insurance quotes!

What is Motor Trade Insurance?

Trade insurance is designed to protect people in the automotive industry from loss or damage relating to their business. A motor trade policy combines a number of protections under a single umbrella, including things such as public liability insurance, employers’ liability insurance, property insurance and road risk insurance. Motor trade policies are designed with auto traders in mind, with a range of coverage options available to protect your business assets and customer base.

A combined motor traders policy or road risk only policy are two options regularly available from insurance companies. Many insurance providers also offer dedicated coverage options for part-time traders, traders working from home, mobile traders, and specific automotive businesses. When comparing insurance it’s crucial to analyse individual policies with regard to both coverage and premium levels.

How does a Motor Traders Policy work?

Researching individual insurance products can be time-consuming, with motor trade policies designed to function in a neat and efficient package. Combined insurance is usually advised instead of taking out individual policies, with tailored contracts more comprehensive, more affordable, and generally less risky.

Whether you’re a small mobile operator or a large commercial garage, a range of robust and cheap motor trade insurance products are available from 1st Choice Insurance. There are two main types of motor trade insurance policy. The two most common policies available are Road Risks and a Combined Insurance motor traders policy.

  • Road Risks insurance is designed for full or part-time motor traders who need cover from the common road risks which can occur when driving their own vehicles or their customer’s vehicles for motor trade purposes.
  • Motor Trade Combined insurance covers you from road risks insurance, but it also gives you additional levels of protection to. This could range from garage contents insurance to public liability.

Who needs Insurance?

Motor trade insurance is available in a number of configurations and designed to meet the needs of any automotive business. Examples of auto traders working in the UK include tyre and exhaust fitters, MOT stations, service and repair garages, mobile service operators, used car dealerships, valeters, transit companies, window tinting businesses and many others. Cheap motor trade insurance UK is recommended for anyone who is responsible for customers’ vehicles during their day-to-day operation. We can also get great rates for motor trade public liability insurance.

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Benefits of Motor Trade Insurance

A motor traders policy from 1st Choice Insurance is designed to protect a wide range of automotive professions. Whether you need a basic road risk only policy or a combined motor traders policy, this type of insurance is recommended for anyone who is operating their business on a commercial basis.

The benefits of motor trade insurance run far and wide, including protection against fire and theft, protection against accidental damage, extensive road risk cover, and extensive public and employers’ liability protection. A combined policy at 1st Choice Insurance allows you to receive the protection you need in a flexible and affordable motor traders policy package.

We work with the UK’s leading insurance companies, which allows us to compare and find the best specialist motor trade insurance from over 40 leading brands. Our unique relationship with these insurers and the fact we are a specialist allows us to find cheap motor trade insurance with no compromise to cover.

What Motor Trade Policies can we offer?

Whether you work from home, have your own or shared premises, are a young motor trader looking to start out or looking for the full combined motor traders policy, we at 1st Choice Insurance can offer cover for practically all aspects of Motor Trade Insurance, including:

  • Road Risk Only Insurance
  • Motor Trade Combined Insurance (could include)
  • Motor trade public liability insurance
  • Valeting (including Mobile Valeters)
  • MOT Stations
  • Full-Time Traders
  • Young Traders
  • Tyre and Exhaust Fitter
  • Service and Repair Garages
  • Commercial Vehicle Repairers
  • Window Tinting
  • Part Time Traders
  • Mechanics Working From Home
  • Mobile Mechanics
  • Body Shops
  • Vehicle Recovery and Breakdown Agents

Why choose 1st Choice?

We compare cheap motor trade insurance policies from the leading UK insurance providers to make sure we find the best cover on the market for the lowest possible price.

  • Access to a wide range of bespoke policies.
  • We compare insurance quotes to find you the best one, so you don’t have to.
  • Experienced specialist motor trade broker.
  • Documentation issued by email and post (if required).
  • A dedicated staff team for all your policies.
  • Great savings on your insurance premiums.
  • Quotations over the phone.
  • Instant insurance cover.

We can offer car garage insurance for auto businesses that operate from a location or we can offer road risks, motor trade public liability insurance and combined insurance packages to mobile mechanics and specialist traders who work from home.

Get a Cheap Motor Trade Insurance Policy

Whatever your requirements, 1st Choice Insurance is here to help you get a cheap motor trade quote. Call our friendly, experienced team on 01743 770 500 for a no obligation policy quotation or fill out our Get a Quote form to request a call back.