Compare Contractors Combined Insurance
We compare and find the best contractors combined insurance deals for our clients. By comparing our wide panel of leading insurers, we ensure you get the best policy, for the best price. Call us today or click for a quote to get contractors combined insurance quotes!
What is contractors combined insurance?
Contractors combined insurance, also known as trade insurance, is designed to protect tradespeople and contractors from any risks associated with running their business. This type of business insurance combines a range of individual protections under a single easy-to-manage policy, including public liability insurance, tools and equipment insurance and income protection insurance among others. While specific trade insurance is also available, a comprehensive combined policy is broad enough to meet the needs of most businesses.
Individual trade insurance policies are based on the specific risk factors associated with each business. Contractors combined insurance includes all of the standard protections included in these policies. Whatever type of trade you’re involved with, it’s important that your business, staff and customers are protected at all times. Here at 1st Choice Insurance, we provide access to combined insurance and other specialist business insurance policies that leave nothing to chance.
Who needs contractors combined insurance?
Trade insurance is recommended for all contractors or subcontractors in the United Kingdom. While some people choose to take out multiple standard insurance contracts and hope for the best, anyone operating as a contractor can benefit from a combined insurance solution. Examples of businesses who can benefit from contractors combined insurance include builders, cleaners, electricians, landscapers, painters, carpenters, plumbers, caterers and welders, just to name a few.
Generally speaking, anyone who undertakes a contract to provide materials or perform labour to a third-party can benefit from dedicated trade insurance. While all tradespeople face different risks during their day-to-day operation, many of these risk factors are similar in terms of insurance coverage. For example, most businesses require public liability protection to protect against claims of personal injury or property damage suffered by third parties. A similar situation exists for trade tool insurance, which can be used to protect a range of different tools used by tradespeople every day.