Adding an older or more experienced driver to your policy as a ‘named driver’ can, in some cases, bring down your premium – but don’t be tempted to add them as the ‘main driver’ and yourself as a ‘named driver’ if you do the majority of the driving. This is called ‘fronting’ which is illegal. ‘Fronting’ could result in the policy being cancelled, earn you a conviction for driving without valid insurance and make it harder and more expensive to find cover in the future.