Public Liability Insurance For Small Business
Every small business or sole trader should ensure that they have some form of Public Liability Insurance cover from the moment they start trading. Public Liability insurance for a Small Business is not a legal requirement with the exception of a horse riding school; however, some businesses and individuals will refuse to work with companies who do not have the most appropriate cover.
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Public Liability Insurance provides both defence and damages to you, your employees, and your products and services, should you be found liable of causing bodily harm, death, or property damage to a third party or member of the public.
If your business is ordered to pay damages for causing injury or property damage, public liability insurance could cover these costs as well as any associated legal or hospital fees. This could mean the difference between your business staying open or closing – especially if you run a small operation.
You Need Public Liability Insurance For Small Business
So whether you run a business with a large number of people visiting your premises (such as a hotel or a shopping mall), or if you do work on other people’s property (for example, building, carpentry, plumbing, electrical work etc) public liability insurance is absolutely crucial. It’s very important to have this cover in place.
Overall, Public Liability Insurance will drastically reduce your overall financial risk. In the event that personal injury, death, or property damage is caused by your company, it may be instrumental in safeguarding your business and your ability to trade.
Get A Quote For Public Liability Insurance For Small Business
1st Choice Insurance, based at our Head Office in Shrewsbury is an independent Commercial Insurance Broker who can provide expert advice for your Public Liability needs. Call our friendly team of experts for an instant quotation based on your specific needs. We know how important it is to safeguard your business. We offer a Premium Service experience. We will get this right for you.
1st Choice Insurance we will help secure your future
Ken Baker, Training and Business Development Director
Call 0800 078 7004