Motor Fleet Insurance
As a leading cheap motor fleet insurance broker, 1st Choice is here to offer a flexible policy tailored to the needs of your business. We compare up to 80+ motor fleet insurance policies to save you time, hassle and money. Get a great value quote today. Simply give us a call or fill out our quote form online.
What is Motor Fleet Insurance?
Put simply, if you have more than one vehicle and you run a business, you could save money by taking out a motor vehicle fleet insurance policy. Motor fleet insurance is a kind of business vehicle insurance that covers two or more vehicles. Whether you operate several company cars, a taxi business, a fleet of delivery vans, an army of HGVs or a mixture of different kinds of vehicle, a fleet policy has the flexibility to cover as many vehicles and vehicle types as your business operates. It’s the best way to give your business the complete peace of mind it needs to operate.
The benefits of Motor Fleet Insurance
Keep things simple – keeping track of the upkeep and running of numerous vehicles can be tricky, but insuring them needn’t be. The great thing about fleet cover is that it insures all your vehicles on a single policy, which means you only have one renewal date to worry about. You can get complete peace of mind that all your vehicles are covered at all times and what’s more, taking out a policy tailored to your business needs, could save you money over the cost of insuring your vehicles and other aspects of your business individually.
For your convenience, we can also add on extras such as public and employers’ liability insurance so that all your legal obligations are met by a single policy. Depending on your requirements, you can choose to save money by only insuring named drivers on particular vehicles or you can also cover any driver to drive any vehicle on your fleet.
Types of Motor Fleet Insurance we offer
Here at 1st Choice, we offer motor insurance to suit any kind of vehicle you have in your business.
- Courier fleet cover
- Taxi fleet cover
- Minibus fleet cover
- Bus and coach fleet cover
- HGV fleet cover
- Van fleet cover
- Company fleet cover
- Self-drive hire cover
As with other kinds of vehicle insurance, you can choose between three different levels of fleet cover.
Third Party Only is the lowest level of cover, providing no protection for your own vehicles, but it does cover you in the event that someone else’s vehicle or property is damaged by one of yours.
Comprehensive cover is the highest level, protecting your own vehicles as well as vehicles or property belonging to other people. Regardless, of whose fault an accident was.
In between the two, Third Party, Fire and Theft offers the same cover as Third Party Only but also insures your own vehicles in the event that they’re stolen or in a fire. Don’t worry if this all seems complicated, we will help build the perfect motor fleet cover for you.