Compare Residential Landlords Insurance

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We Compare Residential Landlord Insurance

Residential landlord insurance is a specialist type of property owner’s policy which protects landlords who rent their properties to residential tenants. Often known as home renters insurance, it’s designed to offer protection against common situations that can arise when renting to tenants. We understand that being a landlord can be very stressful, that’s why all policies are designed to provide complete peace of mind. Add landlord liability insurance for added protection. Get a quote today!

What is Residential Landlord Insurance?

Residential landlord insurance, also known as rental house insurance, is a form of property insurance that has been designed to meet the needs of residential landlords. Everyone has different needs from property insurance, with this type of policy combining a range of options typically available to people who are renting out residential property.

Common coverage options for home renters insurance include buildings insurance, contents insurance, public liability, accidental damage cover, damage repair cover, loss of rent insurance, tenant default insurance, loss of income cover, and property owners’ liability cover (also known as landlord liability insurance) among others. Here at 1st Choice Insurance, we can combine all of these options in a single insurance package.

Landlords residential property insurance is known by many names, including rental house insurance and lettings insurance among others. When you start renting out residential property, it’s important to think about all of the different types of coverage that will be required. While some people decide to take out simple buildings and contents insurance policies, this way of working will leave you open to risk. The only way to protect your earning potential and ensure full protection is to take out dedicated residential landlord insurance.

Who needs residential landlord insurance?

Landlord insurance coverage for rental properties is recommended whenever someone is renting out a property for residential purposes. Whether you have a single investment property or an entire portfolio, it’s critical to stay protected at all times. Landlords residential property insurance is designed to cover all eventualities, from standard buildings and contents coverage through to liability, accidents, and building damage. While some of these protections are available from standard household insurers, all too often, people leave themselves under-insured and open to risk. Why wait to have a claim refused when you can deal with a specialised insurance provider and get all of the protection you need in one easy-to-manage policy?

Dealing with tenants can be a tricky business, even if you’re lucky enough to have a real estate agent acting on your behalf. While you can always take time attracting quality tenants and checking their credentials with a fine tooth comb, it’s also important to ensure that you’re protected if something goes wrong. Residential landlord insurance is designed to cover a range of common and not-so-common risk factors, including gas leaks, burst pipes, insect infestations, and accidental or malicious damage to your building or contents.

Add Landlord Liability Insurance

When you’re dealing with unknown third-parties, this is absolutely critical. Rental house insurance also includes comprehensive liability protection, including public liability, employers’ liability, and property owners’ liability. Talk to a member of our team to add landlord liability insurance to your policy.

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Benefits of residential landlord insurance

Dedicated residential landlord insurance offers a number of key benefits over standard property insurance. First and foremost, lettings insurance can be tailored to meet your individual needs as a landlord. You don’t have to worry about gaps in your coverage when you can talk with an expert and include coverage options at will. Secondly, this type of insurance is much easier to manage, especially if you’re used to combining multiple policies. When a single policy with a single premium is available, it’s much harder to miss payments and much easier to manage your day-to-day finances.

Thirdly, residential landlord insurance is typically more flexible, with coverage options able to be extended or reduced as your situation changes. Last but not least, rental house insurance is often more affordable than individual insurance contracts, especially if you own multiple homes. If you need to access landlord liability insurance quotes or landlord insurance coverage for rental properties, please pick up the phone and give us a call at 1st Choice Insurance. We’re always here to help.

Get a Residential Landlord Insurance Quote

Our team at 1st Choice Insurance believes that everyone deserves great value on their Residential landlord Insurance coverage for rental properties, which is why we offer great value for money with incredible savings. Call us today on 01743 770500 or complete our quote form. As benefits can differ so much, we prefer to tailor each Residential landlord Insurance policy specifically to the landlord’s requirements, with the option to add extra benefits such as landlord liability insurance as necessary.