Motor Traders from Premises Insurance
As a leading Motor Trade Insurance broker in the UK, 1st Choice Insurance has plenty of experience in finding the right Motor traders from premises insurance policies at the right price for our clients. With a friendly and knowledgeable sales team, we will make sure that you can make an informed choice and explore all the options available to you.
What is motor traders from premises insurance?
Motor trade from premises insurance is designed to protect people working from a dedicated location, from individual mechanics and small service centres through to large repair shops and transit providers. Insurance products are often differentiated according to the type and size of the business, with motor traders from premises insurance or car garage insurance offering a different level of coverage than mobile operators or those working from home.
This type of insurance cover is available as road risk only or combined coverage, with different levels of protection available to people according to their needs. The depth of coverage depends on the individual products in question, with combined motor trade insurance also available from some insurance companies.
Full or part-time motor traders insurance is available to traders who are working from a business premise. Motor traders from premises insurance include a wide range of individual protections, such as third-party insurance, fire and theft, public liability, and loss of income protection among others.
Who needs motor traders from premises insurance?
A range of auto-related businesses are affected by motor traders insurance, including service and repair garages, vehicle body builders, mobile mechanics, car collection and delivery agents, auto electricians, MOT stations, recovery operators, car dealerships and many others. Different levels of coverage become relevant depending on whether you’re working from home or operating out of business premises.
For example, commercial property insurance, fire and theft, and public liability insurance will all be different when you’re working from a trading premise. If you’re working from a dedicated location, you should always obtain specialised motor traders from premises insurance that takes this fact into account.